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There are several good ways for a foreigner to hold property in the US as outlined below

• The “Best” Ways To Own Florida Real Estate For Foreign Buyers | Ronald S. Webster Law Offices

• A product that is geared toward rental homes, this focuses more on the income potential of the property rather than the income of the owner.  Typically you need more down though on these.  They can be for Americans or Foreigners alike.

• DSCR Loan Explanation

• This is a better option that DSCR loans for investment properties sometimes except....    except..  

  • you can typically only rent it for 180 days and usually can't use a property manager. 

  • You need 20% down.

If you can do those things then a second home loan may work for you.

• Second Home Loan Explanation