FREQUETLY ASKED QUESTIONS

A notary public is a qualified individual appointed by the state government to witness the signing of important documents, administer oaths, and verify the identity of the parties involved. 

Common documents that require notarization include wills, deeds, affidavits, power of attorney, loan documents, and various legal agreements. 

The notary public verifies the identity of the signer, ensures they are signing willingly, and confirms their understanding of the document. The notary then adds their signature, seal, and other required information to the document. 

Typically, a government-issued photo ID such as a driver's license or passport is required. The ID must be current, unexpired, and contain a physical description and signature. 

Not all documents can be notarized. Some factors, like the legality of the content and the signer's willingness, are considered. Notaries cannot notarize documents that involve illegal activities or go against ethical standards. 

No, notaries are not licensed to practice law. They can only provide services related to notarizing documents. If legal advice is needed, it's recommended to consult with an attorney. 

In many cases, both the person signing the document (the principal) and the notary must be physically present at the time of notarization. However, some jurisdictions allow remote notarization under specific conditions. 

Yes, a notary can refuse to notarize a document if they have reason to believe it is fraudulent, incomplete, or if the signer is not of sound mind or unwilling. They are expected to follow ethical guidelines and legal requirements. 

A Loan Signing Agent is a notary public who specializes in the process of obtaining and notarizing the signatures on loan documents. They play a crucial role in real estate transactions, ensuring that the loan documents are properly executed and notarized. 

Loan documents can include the promissory note, deed of trust or mortgage, loan estimate, closing disclosure, and various other documents associated with the loan process. 

While both are notaries, a Loan Signing Agent has specialized knowledge and training in handling loan documents. They are familiar with the specific requirements and procedures involved in real estate transactions. 

The Loan Signing Agent ensures that all parties involved in a real estate closing sign the necessary documents accurately and in the right places. They also verify the identity of the signers and confirm that they are signing willingly. 

No, Loan Signing Agents are not allowed to offer legal advice or explain the terms of the loan. Their role is limited to notarizing documents and ensuring that the signing process is executed properly. 

Some Loan Signing Agents may be involved in remote online notarization (RON) where permitted by law. This allows notarization to occur via online platforms, with the signer and notary communicating through secure video conferencing. 

A Mobile Notary offers the same notarial services as a traditional notary public, including witnessing signatures, verifying identities, and notarizing documents. The key difference is that they provide these services at a location convenient for the client. 

Yes, Mobile Notaries often charge an additional fee for their travel and convenience. The fee can vary depending on factors such as distance traveled and the time required for the notarial services. 

Clients may choose a Mobile Notary for the convenience of having the notary come to them, especially for individuals with mobility issues, busy schedules, or those who require notarization at a specific location.