Cigna Enrollment Guide

HDHP Plan $3,000/$3,300/$6,000 deductible: 

• Benefit Summary

• SBC

Balanced Plan $2,000/$4,000 deductible:

• Benefit Summary

• SBC

Traditional Plan $1,000/$2,000 deductible:

• Benefit Summary

• SBC

Dental Plan

Vision Plan

Other Cigna Resources:

• MD LIVE - Cigna Telemedicine (Virtual Doctor's Visits)

• MyCigna App (Access your Cigna digital ID card)

• CIGNA Resource Guide - Health & Wellness Programs

• Price Assure, Powered by GoodRx

• Identity Theft Protection

• Active & Fit- Gym Discount

• Cigna Know Before You Go Guide

• Ginger (Mental Healthcare Resource)

• Happify (Science-based games & activities)

• iPrevail (Digital therapeutics platform)

• Cigna One Guide (Enrollment Support)

• Talkspace (Virtual sessions)

• RecoveryOne (free virtual physical therapy)

Flexible Spending Accounts (FSA)

• What is an FSA?

• Limited-purpose FSA 

• Dependent Care FSA

• FSA Card Frequently Asked Questions

• Infinisource - FSA Quick Start Guide

• Infinisource - iFlex Mobile App  - How to File a Claim

Click here for Eligible HSA & FSA Expenses! 

Health Savings Account (HSA) 

Paired with High-Deductible Health Plan (HDHP)

• What is a Health Savings Account?

• Health Savings Account Resources - Check out helpful HSA resources and tools offered by HSA Bank.

• You must provide a physical residential address when enrolling into the HSA in iSolved (P. O. Boxes will not pass the CIP process)

• Customer Identification Program (CIP)

The USA Patriot Act has several provisions “intended to facilitate the prevention, detection, and prosecution of international money laundering and the financing of terrorism. A CIP prescribes “the minimum standards for financial institutions and their customers regarding the identity of the customer that shall apply in connection with the opening of an account at a financial institution.” 

HSA Customer Website Guide

• See guide here

HSA vs. FSA

• HSA vs. FSA Comparison Chart

2025 HSA Contribution Limits  (Note: IRS includes employer contributions in the annual maximum)

Single: $4,300 / Family: $8,550

Age 55+ Catch-Up Contribution: $1,000

Wellfleet resources:

• Accident Plan

• Hospital Plan

• Critical Illness Plan

• Wellfleet portal guidelines

• Wellfleet Wellness FAQ

Lincoln Financial resources:

• Basic Life and AD&D Coverage

• Optional Basic Life and AD&D Coverage

• Short-term Disability Coverage

• Long-term Disability Class 2 Coverage  (Salary less than $150,000)

• Long-term Disability Class 1 Coverage  (Salary $150,000 or greater)

• Short Term Disability & Long Term Disability Claim Form

• Employee Assistance Program

Other forms of leave or accommodations:

• • ADA Accommodation Request Form

  • FMLA - please contact HR@aspu.com

  • Military Leave  - Supervisors should contact HR@aspu.com if an employee requests an active military leave. 

  • State Specific Leaves:

    • California Paid Family Leave

• New York State Paid Family Leave