MSBSD/MSEA Negotiations Update
Health Insurance Transition 7.1.2023
High Deductible Health Plan Details
HDHP - Summary of Benefits and Coverage
HDHP - Plan Highlights
HDHP - Preventative Drug List(these are drugs covered at 100%)
HDHP - Prescription Formulary
Summary Plan Description - HDHP
Summary Plan Description - DENTAL
Mimic Plan Details
Mimic Plan - Summary of Benefits and Coverage
Mimic Plan - Plan Highlights
Mimic Plan - Preventative Drug List(these are drugs covered at 100%)
Mimic Plan - Prescription Formulary
Summary Plan Description - Mimic Plan
Summary Plan Description - DENTAL
Salary Increases in FY23, FY24, and FY25
MSBSD Last Best Offer Summary
The MSBSD current proposal to teachers provides:
Three years of salary schedule increases of 2%, in addition to step increases for eligible employees of between 2% and 4%.
Adds an additional step for columns B+60 and above,
Reduces employee health insurance premiums for FY 24 by as much as $11,800,
Guarantees NO increase to employee health insurance premiums in FY 2025,
Provides $8,500 in health savings account contributions for eligible employees.
MSBSD Salary Proposal
2%, 2%, and 2%
The District's proposal includes 2% salary increases in each year of the agreement, retroactive to July 1, 2022.
Added Experience Step
The District's proposal adds a step on to the salary schedule, beginning in FY 2024, for columns B+60, M+15, M+30, M+45, and D.
Relevant Salary Comparables
MSBSD salaries are competitieve when compared to the Big 5
Mat-Su Teachers will have the second highest ending salary in FY 2024 of the Big 5 and will exceed ASD by almost $4,000.
MSBSD teachers earn a higher salary faster
MSBSD salary schedule is shorter, this means that employees earn higher salaries earlier in their career than in comparable Districts. The table above shows how at 14 years MSBSD employees make $100,265 compared with $88,533 in Anchorage.
MSBSD Health Insurance Proposal
Two Plan Options
The District's proposal offers two health insurance options, the "mimic" plan which closely mirrors Plan C/B with ortho, and a high deductible health plan.
The District's proposal reduces employee health insurance premiums to $220 per pay period for the "mimic" plan and $126 per pay period for the high deductible health plan. In addition these rates will not increase for FY 2025.
The District's proposal includes $8,500 to employees who elect the high deductible health plan option.
What does it mean for me?
The District's proposal provides a significant increase in teacher take home earnings through increasing the salary schedule in each year of the agreement, adding steps eligibility to topped out teachers, reducing employee health insurance premiums, and providing a district funded health savings account.
Early Career Teachers
Teachers at the end of the schedule have the added benefit of additional step eligibility beginning in FY 2024. More experienced teachers who elect to continue to have a similar level of coverage through the "mimic" plan still may experience a $17,500 salary increase over the contract term. This increase provides a take home earnings increase in FY 25 of almost 12%.
Why the focus on Health Insurance
The District spends in excess of $41,000,000 each year for health insurance. It is unacceptable that this information is un-auditable and cannot be effectively evaluated. We have no way to test if Mat-Su is supplementing other districts, we have not way to go to market for alternative coverage or know if our program is cost effective, we have no information to support if claims exceed premiums or vice versa.
Aggregate de-identified claims data is NOT private or personal health information. The information that the district is seeking in evaluating the performance of the health plan would not allow for the identification of specific individual diagnosis or care. These kinds of reports are used routinely in the industry. An example report of the kind of data we would be reviewing can be seen to the right
The cost of health insurance has continued to escalate over the last 10 years. These increases have been experienced both by employees and the District alike. Plan C/B premiums have increased by 55% since 2015.
District's proposal to MSEA
District's proposed salary schedule