Current Research

RECENT  WORKING PAPERS

“The Irrelevance of Target Date Investing: International Evidence for Long Run Savings and Decumulation and its Implication for Glidepath Investing”,  Department of Economics, University of York, (with A. Clare, J. Seaton and S. Thomas), 2025.

 RECENT  PUBLICATIONS

“Saving to Decumulate: a Lifetime Journey based on the Perfect Contribution Rate”, Journal of Retirement, Summer 2025, 13 (1), 28 - 45, (with A. Clare, J. Seaton and S. Thomas).

“The Science of Flexible Retirement Choices: Switching Retirement Savings into an Annuity”, Journal of Retirement, Fall 2024, 12 (2), 59-75, (with A. Clare, J. Seaton and S. Thomas).

“Using the Minimum Acceptable Annual Withdrawal with the Perfect Withdrawal Rate rule” Journal of Retirement, Summer 2023, 11 (1), 34-55, (with A. Clare, J. Seaton and S. Thomas),

“Perfect Withdrawal in a Noisy World: Investing Lessons with and without Annuities while in Drawdown between 2000 and 2019”, Journal of Retirement, 2021, 9, 1, (with A. Clare, J. Seaton and S. Thomas), see also “Practical Applications of Perfect Withdrawal in a Noisy World: Investing Lessons with and without Annuities while in Drawdown between 2000 and 2019”, Practical Applications, 2021, 9. 

“Can Sustainable Withdrawal Rates Be Enhanced by Trend Following?”, International Journal of Finance and Economics, 2021, 26, pp 27-41,  (with A. Clare, J. Seaton and S. Thomas).

“Measuring Sequence of Returns Risk”, Journal of Retirement, 2020, 8, 1, pp 65-79, (with A. Clare, S. Glover, J. Seaton and S. Thomas), see also “Practical Applications of Measuring Sequence of Returns Risk”, Practical Applications, 2020, 8, 2.