Welcome to my Academic Profile page. My name is 

Hawnaz Omer Muhammad

. I am an Assistant Professor with a MSc degree in Economics of Money, Banking and Finance, teaching in the Faculty of Administration and Economics  at University of Sulaimani in Kurdistan Region.

Publications: Jour. Articles +  Conf. paper

Email Address: hawnaz.muhammad@univsul.edu.iq

Mobile: (+964) - 7702478534