Welcome to the International Peer-to-Peer (P2P) & Private Finance Association IP2PFA™ (www.ip2pfa.org)

What is Peer-to-Peer (P2P) & Private Finance? It is correctly named: Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance


A highly specialized field in the finance industry (United Nations International Standard Industrial Classification of All Economic Activities (ISIC) Rev. 4: Industry Class: 649 Other financial service activities, except insurance and pension funding activities) comprised of private individuals in their own right or a corporation controlled by a private individual who invests personal wealth (private equity) into investment opportunities presented by other individuals or organizations; disintermediating traditional credit intermediation authorities like banks, other regulated entities or third-parties including lawyers, escrow entities, asset appraisers, asset inspectors. Investments may take the form of Equity (full or shared asset ownership) or Debt (secured or unsecured loan obligation) and may be marketed to the public by the investor-lender directly, via a 3rd party binary digit platform or a physical platform, or via a network of regulated, non-regulated or regulatory exempt, specially trained industry professionals.

Source of Definition: Source

What is the International Peer-to-Peer (P2P) & Private Finance Association

The global voice of individuals and organizations who trade in the specialized field of digital and non-digital, secured or unsecured, non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow securities and related financial instruments (because of how they are packaged, transmitted and classified).

Ontology, Terminology, Equivalence:

Pursuant to seminal research, development, commercialization and international acceptance pursuant to registration of a “Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow” Electronic Finance System to the consensus based, Quality Management System standards of 119 countries by Mr. Anoop Bungay, founder of Bungay International Inc. (developer of the world's first electronic network, trading in real-estate and non-real estate-secured binary digit free trading securities), Peer-to-Peer in "peer to peer finance" possess the following equivalent (synonymous) terminology:

  • Peer-to-Peer (P2P)
  • Private
  • Crypto
  • Secret
  • Shadow

Generally, the IP2PFA network applies the compound word terminology: Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow. This reduces confusion for those unfamiliar with the ontology, terminology and equivalence principles.

Visit www.mqcc.org to request permission to read: A Brief History & Future of the Development of Global “Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow” Binary Digit Finance (BIT™ Brand Suite: BITFINANCE™, BITDEBT™, BITMORTGAGE®), Blockchain & Conformity: Systems, Technology, Services and Products: Before August 14, 2001 to Present Day by Anoop Bungay; For a detailed understanding of the ontology and related information.

Read the authoritative encyclopedia at origin.mqcc.org: Origin of a Specie™; by Anoop Bungay, published by MQCC Bungay International LLC (2019). Visit www.mqcc.org to learn more; or www.BITMORTGAGE®.com, to learn more.

Choose your Asset Class of Interest: Equity (Equity Obligation or Equity Asset) or Debt (Debt Obligation or Debt Asset)

Certain Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow equity or debt (or asset) transactions are commonly described as "private equity" or "private lending" transactions. There are also Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow "business networks, both electronic and non-electronic and both hot and cold (visit www.mqcc.org to learn about the MQCC cold-crypto™ network integration protocol).

(Equity Obligation or Equity Asset)

"Non-Lending Transactions"

(Currency, Factoring, Partnership, Shared Asset Ownership, or any other type of financial security or related financial instrument)

(Debt Obligation or Debt Asset)

"Lending Transactions"

(Real Estate Debt Finance (Mortgages) and Non-Real Estate Debt Finance (Loans))

Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Debt Finance

Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Equity Finance

Other Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance Instruments:

    • Commodities
    • Currencies
    • Smart Contracts
    • Electronic Networks

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