Personal Finance

Classwork:

• Ms. Hardesty's Class Completes a 1040 - digital version of on paper assignment
  • Page 62 of the 1040 instructions (Page 62 is labeled on the page, along with "2019 Tax Table")
  • Quizlet: Taxes Vocab Flashcards
  • Access Survey 3/12/20

Future Life Project Guidelines

Future Life Part 1

Earning and Taxes

• Classwork: 3rd block Version 2/12 and 2/14/20 Complete entire packet
• Classwork: B Day Version 2/13/20 Complete #1 - #6
• Classwork: 3/1/19 - Taxes and your pay stub - must be logged in to view
• Classwork/Homework for B Days: Taxes and your pay stub - must be logged in to view
• Completing a 1040 - class assignment and homework 3/12/19 and 3/13/19
• Completing a W-4 Form - Interactive from IRS.gov
• Cost of Living (Numbeo)
• Do I Have to File? - Remember, if you earned less than $12,000 and your W-2 says that you paid federal income tax, you should free file to get your refund!
• Reflection on Mock Interview — Reflection on Mock Interview
• Reference: What Teens Need for Tax Preparation
• Resume Online Workshop (Regent) — Helpful steps for improving a resume
• Teens and Taxes - class assignment 3/4/19
• Your Federal Income Tax Receipt
• Should They File a Tax Return?
• What affects how much we pay in taxes?
• TurboTax Simulation
• Uber Game - Can you make it as an Uber Driver?
• Who Can I Claim as a Dependent?

College and Financial Aid

• ANALYZE: A Student Aid Report
• College App Map
• College Costs - brief overview of costs you'll incur while in college
• Common App: Why go to college?
• Compare Financial Aid between Three Schools (Consumer Finance Protection Bureau)
• Debt by School, Loan Default by School, Graduation Rate by School - which schools do the most to help students from lower income homes?
• FAFSA Tips for Students with Divorced Parents
• Fiscal Tiger: Student Learning Center for College and Debt
• Getting In Financial Aid Podcast — Getting in - Evaluating Financial Aid - content starts at 9:41
• How Financial Aid Works (FAFSA.gov) - this site breaks down the process of federal aid and answers many commonly asked questions
• How to take advantage of work-study programs - what are the benefits of work-study vs a traditional job?
• Infographic: The Financial Aid Map from StudentAid.gov
• Infographic: How America Pays for College
• NGPF INTERACTIVE: Payback (#17) — Must be logged in to view. Make a copy of this file and type directly into the file. If you'd like a printed copy, please speak with Ms. Hardesty.
• Nerd Wallet: What is the Student Aid Report?
• New York Times: What's the Unemployment Rate for 25 - 34 Year Old College Graduates?
• Common App: Paying for College
• Reading Financial Aid Packages - Class Work 4/8/19 and 4/16/19
• Student Aid.Gov - the holy grail of answers to your financial aid questions
• Student Loan Calculator

Banking and Saving

• Bank account info from class - classwork from 4/22/19
• EdPuzzle: What's the Difference between Saving, Investing, and Speculating?
• How Should They Save?
• NGPF Banking Simulation (Shorter Version) - classwork from 4/23/19
• Student Checking Activities
• What is banking? How does it work?
• What banks charge for overdraft (a table)

Investing

• CALCULATE: What If You Invested That Latte? (#3) — Done in 2018 school year
• Infographic: The Power of Compounding Interest — Infographic from Wealth 101
• Infographics to explain Investing - from NGPF
• STAX - try to beat the market
• Student Activities for Intro to Investing - A Day 4/29/19, 6th block 5/1 - 5/3, 8th block 5/2/19 - 5/3/19
• Think you can beat the mar and Loansket?? - fun interactive

Credit and Loans

• Credit Student Activity Packet - 3rd block classwork 5/8/19, 8th block 5/9/19 ***
• Credit Card Laws WebQuest
• Fine Print: Reading a Credit Card Statement - 6th, 8th block classwork 5/16/19
• How to Build Credit at 18
• Interactive: It costs what?!
• Spot the Credit Crisis
• Understand your Credit Card Statement
• Understanding the Schumer Box
• What Credit Score Do You Start With?
• Why We Spend More When We Pay with Credit Cards

Insurance

• Car Insurance Situations — Car insurance situations!
• Car Insurance Fender Bender Frenzy! - You are Jamal, who works at a car insurance company.
• Fine Print: Renter's Insurance Agreement - Can you read and understand a renter's insurance policy?

Budgeting

• The Difference between Being Broke and Being Poor - illustrated
• The Push for Financial Education in Schools (American University Radio)

Consumer Behavior and Consumer Protection

• Video: How to Spot a Pyramid Scheme (TedED EdPuzzle)