Personal Finance

Cibola High School
Personal Financial Literacy – Mrs. Suzette Williams
williams_suzette@aps.edu
505-5960796

Dear Parents and Guardians,

Welcome to Cibola High School! I am happy to have your student enrolled in my Personal Financial Literacy class this semester. It’s an exciting time for them as they begin high school, and I’m honored to be part of their journey. Personal Financial Literacy is one of the most important life skills your student can learn. Throughout the semester, we will explore real-world financial topics such as:

• Creating and managing a budget
  
  

• Saving for big purchases
  
  

• Planning for college and retirement
  
  

• Understanding banking, credit, and interest rates
  
  

• Using apps to track spending
  
  

• Identifying barriers to saving
  
  

• Learning about responsible financial decision-making
  
  

In order to be successful in class, students should come prepared with:

• A notebook with pockets to store assignments
  
  

• Pens, pencils, and highlighters
  
  

• Markers and glue sticks for occasional poster projects
  
  

If possible, donations of a box of Kleenex or Clorox wipes would be greatly appreciated and helpful in keeping our classroom clean and welcoming.

To help students apply what they’re learning, it would be beneficial if they received a small allowance, had the opportunity to earn money by doing chores around the house, or took on small tasks such as babysitting or mowing lawns. This will allow them to track their spending and make informed choices—an essential part of the learning process.

Please provide a phone number where I can call or text you about your student.. I believe strong communication between home and school is key to your student’s success.

Thank you again for your support and for being part of our school community. I’m looking forward to a fantastic semester with your student!

Warm regards,
Suzette Williams
Personal Financial Literacy Teacher
Cibola High School