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The Question: I am in excellent health and rarely require any medical treatment. I last saw a doctor two years ago but should I require care requiring a wait in Canada, I will opt to pay for care in the United States. Other than asking my family doctor, where else can I go?

The Answer: A wait, as you know, doesn’t necessarily spell a worse medical outcome – many patients can safely queue for certain tests, procedures and operations – so your question is largely about wanting timely medical treatment or at least having a Plan B should you seek a diagnosis in a pinch.

Health care in the United States is provided by many distinct organizations. Health care facilities are largely owned and operated by private sector businesses. 58% of US community hospitals are non-profit, 21% are government owned, and 21% are for-profit

practices. The treatment given to a patient can vary significantly depending on which health care providers they use. ... The overuse of medical benefits is known as moral hazard – individuals who are insured are then more inclined to consume health care.