BIO

Xin is an Associate Professor of Finance in Department of Accountancy, Economics and Finance at School of Business, Hong Kong Baptist University.

Xin's main research interests are Household Finance, Household Sustainability, Digitization, E-commerce, and FinTech, Financial Intermediaries, and Behavioral Finance. She is the recipient of external General Research Funds from the University Grants Committee of Hong Kong. Her research is accepted for publication at top academic journals such as Journal of Financial Economics, American Economic Journal: Economic Policy, Management Science, Journal of Banking and Finance, and AEA Papers and Proceedings. 

Xin ZOU holds a PhD in Finance from NUS Business School, National University of Singapore.