HouseBuying

If you're silly enough to believe any of the comments below, then remember what you paid for it, and be ready for it to be dead wrong! <grin>

This is a work in progress, so check back often.

All that stuff below is well and good

- What should I consider when buying a house?

- My loan is in trouble, I'd better refinance - right? (NO!!)

- What should a house cost? (vs what those appraisers do, which is extraordinarily shallow)

Be sure to check out the dates of any articles on linked site. This will help you determine 1) is the info current, and 2) if it's old, were they right?

Some more perceptions about the housing bubble of 2008
How does the Boomer demographic play into all of this?
- Did housing boom (yes) and why (mortgage innovation and demographics)?
- Home Builders and Home Ownership Rates
- Where's the bottom of the bubble?
  - DoctorHousingBubble's assessment of the LA area, April 4, 2009
    - High priced areas are sitting this one out as long as their ARMs allow them to. $1m-1.9m have actually gone up. SO FAR.
      - Option ARMs and Alt-A loans are due in 2010-2011. Let's see what happens when their balloon payments come due.
    - Why buying a house in SoCal in mid-2009 is probably not a good idea..
Check out these sites for a wealth of info. Don't forget to come back!
- How is the housing market doing?
  - What loans are due to have payments rising, and when (subprime, Alt-A, etc)
  - BubbleBuster
  - LoanPerformance HPI
    - Housing performance across the US. Free signup.
  - DoctorHousingBubble (SoCal-ish centric)
- San Diego specific
  - Piggington's
    - The housing bubble in San Diego. If only I had not been skeptical of the site's message...
      - Be sure to read comments on articles. Hidden gold there.
  - March 2009, and housing defaults are accelerating
  - San Diego Home Price Index