Qualifications in Buying a House

Qualifications in Buying a House

4 Top Reasons Why Buy a Home at STA LUCIA REALTY INC. No Pay slips. You are no longer required to submit these slips.

  • No Certificate of Employment is required.

  • No required salary bracket to get a loan. Now you can buy your dream house without worrying if your salary is within the required bracket.

  • High loan availment.

Who can to apply for a bank loan?

  • Only Filipino citizens are allowed to apply for a Bank loan.

  • Filipinos who are already US, UK, Australian, Canadian citizens or citizens of other countries that has Dual Citizenship

What are the qualification to apply for a bank home loan?

  • Must be Filipino citizen.

  • If Buyer is a Filipino Immigrant, must have a Dual Citizenship.

  • Must be 18 yrs. – 50 yrs. Must not be more than 50 yrs. old.

  • Must be presently working for at least 2 years in the company

  • Have regular source of income. Income of spouse/children can also be added.

  • No problem with your marital status.

  • Not separated with your wife / husband.

  • If separated, must have separation papers.

  • No pending legal cases.

  • No cancelled credit cards.

  • No credit card on amnesty.

  • No unpaid loan account.

What are the qualification to apply for Inhouse Financing

  • Must be Filipino citizen.

  • Must be 18 yrs. –60 yrs.

  • If not working, must have Affidavit of Support

  • Postdated Checks or Automatic Debit Arrangement from Bank account