Jack wants to deposit $400 000 for 5 months. Which of the following financial institutions in Hong Kong can accept his deposit?
(1) a restricted licence bank
(2) a virtual bank which is classified as a licensed bank.
(3) a deposit-taking company
A. (1) and (2) only
B. (1) and (3) only
C. (2) and (3) only
D. (1), (2) and (3)