If an individual plans to deposit HK$200 000 in a financial institution in Hong Kong for three months, which of the following institutions can accept this deposit?
(1) licensed banks
(2) restricted licence banks
(3) deposit-taking companies
A. (1) and (2) only
B. (1) and (3) only
C. (2) and (3) only
D. (1), (2) and (3)