Last Updated: January 2026
ZeroBudget: Your Private Planner ("the App"), developed by Biswajit Mahato, is provided as a 100% free application. The App is designed as a private, offline-first tool to help users manage personal finances such as expenses, budgets, and planning. Your privacy is extremely important to us.
ZeroBudget: Your Private Planner does not collect, store, transmit, or process any personal or financial data on external servers. All information entered into the App (including expenses, budgets, categories, notes, and calculations) is stored locally on your device using an internal database.
The App does not require user registration, login, or account creation. We do not collect names, email addresses, phone numbers, location data, or any personally identifiable information.
ZeroBudget: Your Private Planner does not use third-party analytics tools, advertising SDKs, trackers, or data-sharing services. Since no data is collected, no data is shared, sold, or disclosed to anyone.
ZeroBudget: Your Private Planner does not require an internet connection to function. All core features are fully available offline. Any optional internet-based feature (such as live currency exchange rates, if enabled) does not involve storing or tracking user data.
The App may request limited device permissions (such as storage access) strictly for functional purposes, including saving and restoring the local database or exporting files. These permissions are never used to access personal information beyond the App’s functionality.
Because all data is stored locally on your device, data security depends on your device’s own security mechanisms. We strongly recommend enabling device-level security such as screen locks, passwords, or biometric protection. The developer does not have access to your data.
ZeroBudget: Your Private Planner does not target children under the age of 13. The App does not knowingly collect any personal information from children.
This Privacy Policy may be updated from time to time. Any changes will be posted on this page and reflected by updating the “Last Updated” date.
If you have any questions or concerns regarding this Privacy Policy or the App, please contact:
Email: biswajitmahato.bm1111@gmail.com
Use of the App
ZeroBudget: Your Private Planner is not a banking, investment, or payment application.
The App does not provide financial, legal, tax, or investment advice.
Data Responsibility
All financial data is entered by the user. The developer is not responsible for incorrect entries, miscalculations, or decisions made based on user-provided data.
Export & Backup Responsibility
Any data export or backup performed by the user is their own responsibility. The developer is not liable for data loss caused by device failure or user action.
The App does not connect to banks, UPI services, credit cards, or financial institutions.