These and many of the digital initiatives including QR code payments, cardless cash withdrawal, and processing of banking instructions through our App, provides choices of experience to our esteemed customers complementing our trademark exceptional services at our branches.

Moreover, you can make payments through QR code, transfer funds between your Zemen accounts and other financial institutions, and securely send and receive money using your wallet to family and friends. The app also offers Zemen Bill Payment service, relevant news on financial services, and a branch locator to find one of the bank's more than 75 ATMs or retail banking branches near you.


Zemen Bank Mobile Banking App Download


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These are exciting times for the banking sector in Ethiopia and the collaboration between Zemen Bank and CR2 will allow the Bank to support its market leadership position in the provision of financial digital services.

CR2 provide banks with Digital, Self-Service and Payment solutions to grow their business, optimise their customer service cost and deliver an enhanced customer experience. Headquartered in Ireland, we are enabling over 100 banks in 60 countries to seamlessly connect and engage with their customers on the most critical banking channels today.

Ethiopia is one of the fastest growing economies in Africa, with more than half of its population of 105 million under the age of 18, and is set to yield tremendous opportunity in the digital banking and business/SME banking space.

Offering customers the ability to manage their payments within their banking app ensures that Zemen Bank is providing a service that is both useful and relevant for their banking customers today, according to CR2.

The incumbent is responsible to plan, direct and coordinate the functions of the Branch (Banking Center) he/she is assigned including; Ensuring achievement of the Bank's strategy and the effective operation of the Banking Center; Manages the Branches financial Target including deposit mobilization, credit facilitation, FX generation; Also work to expand the customer base, champion digital banking and IB usage; Work to maximize customer satisfaction; Encourage creativity and innovation at the Branch level for Bank level impact; Work to create empowered and engaged workforce at a Branch; Others as detailed in the job description

Company Profile Zemen Bank is one of the fastest growing financial institutions in Ethiopia with major blue-chip clients in its account. The Bank offers customer oriented financial services. We are a fast-moving, fast-growing financial institution seeking highly energetic individuals to join our team. We value high level of customer service excellence, integrity, diligence and teamwork. If you share these values, this is the time to join the bank. Job Description This position is responsible for supporting the Manager, Operational and Information Technology Risk in information technology risk management procedures, ensuring risk management oversight; establishing and managing the security policy framework and relevant standards; and overseeing applicable security, privacy, contractual and compliance requirements through strategy development and deployment Major Duties Support and monitor change management process to ensure compliance and effectiveness in mitigating IT risk. Implement plans for information Technology risk management and oversee them through to completion protecting the bank from any misconducts and handling of information technology. Please adjust the following by information technology Assess accuracy of information circulating within departments and adequately check the adherence of the set risk control measures. Ensure compliance with all laws and regulations relating to information risk and information security within the bank. Directly oversee risk and governance, policies and tools related to information security and risk control in the bank. Oversee the information risk assessment processes and frameworks to mitigate any information loopholes that may exist. Conduct audits of policy and compliance to standards, including liaison with internal and external auditors where needed. Design risk management program that focuses on the reduction of information security risk to the bank. Monitor existing Information Security risk processes (where they exist) to extend coverage and give better definition of information security assurance for the bank Develop Information Security risk processes to extend coverage and give better definition of information security controls of the bank. Lead cyber incident response and collaborates with the Bank to improve information risk processes. Work with teams to challenge risk assessments on specific Information Risk. Uphold compliance with all laws and regulations relating to information risk and information security within the bank. Account for proper reporting of Information Risk. Escalate identified issues on the Business Continuity and Disaster Recovery processes. Collaborate in innovation projects to advise and challenge on implementation of information security and general IT controls requirements. Ensure policy complies with appropriate set risk and compliance standards and regulations in the banking sector. Perform other related duties assigned by the supervisor.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

This news follows hard on the heels of some recent agreements designed to extend the reach of the M-Pesa service in Ethiopia. In late October M-Pesa partnered with Zemen Bank in a collaboration designed to establish a strong network of agencies and offer advanced mobile banking solutions.

Going forward, all M-Pesa agents and customers across Ethiopia will be able to deposit and withdraw cash at any Zemen Bank branch. In addition, Zemen Bank customers can easily manage their finances using Zemen Bank's mobile banking services through USSD and a mobile app.

Mobile Panin by Panin Bank is a free mobile banking application available on Android 5.0 and higher. It provides a secure, convenient, and fastest way to access your bank account on the go. With Mobile Panin, you can easily and quickly check your balance, transfer money in real-time, purchase top-up mobile vouchers, pay bills, and schedule transfers and payments.

To get started with Mobile Panin, you need to become a Panin Bank saving customer. You can register at one of the bank's ATMs or download the app and log in using your Internet Panin credentials. After inputting your activation PIN and mobile phone number, you can create your 6-digit login and transaction PINs and start using the app for your banking transactions.

Giropay is the official implementation of German banks for online banking. It is supported by most German public and cooperative banks. When paying with giropay, the passenger will be redirected to their bank's website or app to complete the payment. After completing the payment passenger will receive immediate Confirmation of whether the payment was successful or not.

EPS online bank transfer is a secure payment method that is offered by the Austrian banks. It allows account holders to easily and quickly pay for purchases using their own trusted online banking service. Upon purchase, the passengers logs into their own online bank and  authorizes the payment. The funds are then directly debited from their bank account in real-time and Ethiopian airlines will receive an immediate payment confirmation. 

ET accepts Trustly payments directly from bank accounts in Nordic countries specifically from Norway and Sweden. With Trustly, passengers who prefer not to pay with cards can pay online using their bank accounts.After you chooses to pay with Trustly:1. You will be redirected to a Trustly-hosted payment page where you see a list of available banks in your country.2. Select your bank and will be prompted to provide your online banking log-in credentials and authenticate as you would when logging into your online bank account.3. Select the account from where you want to make the payment and are prompted to provide a one-time code to confirm the payment.4. After you completed the payment, you will be redirected back to our website or app.

iDEAL is the most used online banking method in the Netherlands, supported by all the major Dutch consumer banks. When passengers pay with iDEAL, they will be presented with a list of issuing banks. After the passengers selects an issuing bank, they will be redirected to the bank's website or mobile app to complete the payment.

Sheba pay is an instant bank transfer option that ET introduces in partnership with IATA. The scheme enables real-time payments from customers who book tickets on the airlines mobile application, with the money transferred directly to the carrier without the involvement of third-parties.

Swish is a Swedish mobile payment system with more than 5 million users. Swish requires that both the merchant and the customer has a Swedish bank account. Passengers can also pay with Swish when shopping online or in mobile apps from ET website. The money will be sent directly into the airlines account, no matter which one of the participant banks they have. If they are registered for swish payment, passengers can start the payment process by downloading the Swish app and by inserting their Mobile BankID to their mobile phone. Once they have finished those steps their bank account is connected to their mobile phone number and they can begin sending and receiving money easily using their mobile phone.. When shoppers choose to pay with Swish on ET website using their mobile devices, they will be redirected to their Swish app to make the payment. The amount will be transferred to the airline account and ticket will be issued in real-time. ff782bc1db

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