YoursLoan ("us", "our" or "us") is committed to maintaining your privacy to the greatest possible extent. This privacy policy describes how YoursLoan collects, uses and discloses your personal information.
This privacy policy applies to the application we call YoursLoan and its related secondary domains (collectively referred to as our "services"). Understand and accept the collection, recording, use and disclosure of your personal information described in our privacy policy and terms of service.
Definitions and key terms
Service: refers to the services provided by YoursLoan in terms (if any) and on this platform.
Customer: refers to a company, organization or individual who subscribes to the YoursLoan service to manage the relationship with your customers or service users.
Device: Any networked device, such as a mobile phone, tablet, computer, or other device, that can be used to access YoursLoan and use its services.
Third party services: refers to advertisers, event sponsors, promotion and marketing partners, and others who display our content or products or services. We think you might be interested.
Company: When the content of this policy refers to the words “company,” “we,” “us,” or “our,” we are referring to YoursLoan.
You: refers to an individual or entity registered to use the service at YoursLoan.
IP address: All devices connected to the Internet. You get a number, Internet Protocol (IP) address, and these numbers are assigned in a geolocation block. IP addresses are often used to determine the location of devices connected to the Internet.
Personal information: This is any information directly or indirectly related to or linked to other information, including personal identification numbers. This will be able to identify or be able to identify the natural person.
Country: refers to the location of YoursLoan or the owner/founder of YoursLoan, in this case Thailand.
What information do we collect?
When you visit our website or use our services, register, place an order, or fill out all of our forms, we will collect information from you.
We collect personal information provided by consumers when using the platform, so that the platform can verify whether the consumer's personal information meets the requirements, and provide more personalized services based on the consumer's personal information.
The information we collect (including registered nicknames and other information) may be changed from time to time according to our needs and/or the requirements of laws and regulations. This includes information required for the features we provide, such as cameras for taking pictures and uploading avatars.
We also collect your information from your mobile device in order to develop a better user experience for you. These features are completely optional:
phone permissions
YoursLoan collects device-specific data when users log in or apply for a loan, including hardware model, operating system and version, unique device identifiers (such as IMEI and serial number), user profile information, wi-fi information, and mobile network information, These data will only be used to ensure that your loan is only allowed to be used with the current device login account and to ensure the safety of your funds and account information. These data will be encrypted for transmission and storage, and will not share your personal data with any third-party organization
SMS permission
YoursLoan will collect SMS data from your device. When you apply for a loan, we will collect SMS data. These data will only be used to evaluate your loan application request. These data will be encrypted for transmission and will only be used for temporary data analysis and will not be associated with any third party.
camera permissions
YoursLoan needs you to allow access to the camera. When you fill in the loan application information, we will access it so that you can easily scan or capture the required KYC documents. Your file information will be encrypted for transmission and storage, and will not be shared with any third party Organizations sharing your personal data
GPS permissions
YoursLoan will collect information about the location of your device. GPS data will be collected when users log in or submit a loan application. These data are only used to avoid the risk of account being logged in or stolen from other places, and to ensure the safety of your loan and funds. These data are transmitted and stored encrypted, and will not share your personal data with any third-party organization
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We need you to upload your ID card for risk fraud detection, and we will not store your card information, only for risk control review. After you submit the application, the information will be deleted. We promise that all information will be transmitted during the transmission process. encryption
Device information: We collect information about the devices used by consumers when using the platform to provide many useful functions, such as automatically adjusting camera effects and disabling platform services according to the type of device. The information we collect is the device type and operating system settings, and the installed application version number, the installed application package name, and the installed application name.
How do we use the information we collect?
The information we collect from you may be used in one of the following ways:
Use it to improve your user experience. (Your information can help us better meet your personal needs.)
Used to improve our services. (We will continue to work hard to improve our service products based on the information and feedback received from you).
Used to improve customer service. (Your information enables us to more effectively meet the service and support needs of your customers.)
Used to make transactions.
Diagnose technical problems, provide support and help users solve problems.
Used for fraud prevention and detection.
Used to send you emails from time to time.
How long do we keep your information?
We will keep your information as needed. To provide you with services and achieve the purposes described in this policy. It is also used as sample data for everyone we share your data with and provide services on our behalf. When we no longer need your information, we do not need to retain the information to fulfill our legal or regulatory obligations. We will delete it from our system or update the information so that we can no longer identify you.
How do we protect your information?
We use various security measures to ensure the safety of your personal data. When you place an order or enter, send or access your personal information; we will provide the use of a secure server. For sensitive/credit information
All the information you provide is transmitted through data encryption (SSL) technology and then encrypted in our payment gateway provider database. Only available to those who have access to such systems. And it is necessary to keep the information confidential. After completing the transaction, your personal information will not be recorded in the data file.
However, we cannot guarantee or guarantee the complete security of any information you submit to us. Or guarantee that your information contained on our website will not be accessed, disclosed, changed or destroyed due to violations of physical, technical or administrative protection.
Regulatory Law
Your use of the service may be governed by the local laws of other countries/regions. Or international laws governing this agreement and the Nigerian conflict of laws governing the use of our website services are exceptions.
Your consent
You must understand and abide by this privacy policy when using our website service account registration or transaction.
Child protection
We prohibit anyone under the age of 18 from accessing this site. We do not knowingly store the personally identifiable information of anyone under the age of 18. If a parent or guardian knows that your child has provided us with personal information. Please contact us immediately if we realize that we have changed from 18 without censorship and parental consent. Personal information is collected from anyone under the age of. We will delete this information from our servers.
Changes to our privacy policy
If we change our privacy policy, we will post these changes on this page. And/or update the revision date of the privacy policy
Tracking technology
Local storage
Local storage is sometimes called the DOM repository, which provides methods and protocols for Web applications to store client-side data. Website storage can support persistent data storage. Similar to cookies but in HTTP There is a huge increase in the volume of unspecified information in the front end.
Session
YoursLoan uses "sessions" to identify areas of our website that you have visited. A session is a small piece of information that your web browser stores on your computer or mobile device.
Contact us
If you have any questions, If you have any questions, please feel free to contact us via APP.