When searching for gift cards it can get a little complicated especially with all the different options on the market. These days every retailer seems to have their own gift card available for purchase.
After purchase, you will receive an image via link of your Vanilla Gift Card Visa, which will show at 16-digit Visa number, expiration date and CVV code to use on your purchase where US debit cards are accepted.
Where To Buy One Vanilla Card
In the case of some orders, to fight against payment fraud, we may need to send a request to verify your payment details with the upload of an identification card. If you get this request, this is a one-time request, and will make placing future orders much faster.
Everything you need to redeem a Visa Vanilla Gift Card will be provided upon delivery, and can also be found on this page. If you follow these redeem instructions you should have no problems redeeming your gift card.
The great thing about Vanilla Reloads is that some of the retail locations at which they are offered will let you purchase them using a points-earning credit card, so you are essentially paying $4 to earn 504 points (or more depending on any category spending bonuses) - a breakdown of just under 0.8 cents per point, which in the case of valuable ones like Starwood Preferred Guest or Ultimate Rewards points, is a lot less than the values I consistently get from them when I redeem them for hotel stays and airline flights.
The drawback is that there are usually limits to the amount you can load onto a reloadable card using Vanilla Reloads (usually around the $5,000 per month mark) as well as the fact that CVS instituted a policy to limit Vanilla Reload purchases to $1,000 per customer per day. It's also sometimes hard to track down Vanilla Reloads at stores because they sell out quickly, some keep them behind the counter, and some customers go so far as to hide a stash somewhere else in the store to come back later to buy so it can feel like a wild goose chase.
Now, before you get too excited, this policy doesn't appear to be a chain standard at this point. Some stores are still instituting the $1,000 daily limit, and some won't even let you purchase Vanilla Reloads with a credit card, so it will be hit or miss.
I mentioned, I asked Team TPG to check out CVS's wherever they are, and here's what we found. In Los Angeles, CVS's in Santa Monica still had the old $1,000 limit in place, while one in West Hollywood had the new $5,000 limit.
This is great news as it now means you can rack up points and miles, or purchase more Vanilla Reloads at a time to help meet minimum spending requirements on any new credit cards much faster.
For example, if you got a new credit card that required you to spend $5,000 within three to six months, you could take care of that in a single day using Vanilla Reloads, put the value of your Vanillas onto a compatible card such as Momentum Visa debit card alternative and then use it to do everything from paying bills to withdrawing cash at ATM's. Thinking even bigger, if you get in on the current offer on the British Airways Visa Signature Card with the first year's annual fee of $95 waived, you could purchase Vanilla Reloads to meet the $2,000 to earn the 50,000-Avios sign-up bonus, and then buy $28,000 more worth of them to earn the card's "Travel Together" companion ticket, then just use your account to pay your bills over time.
One vanilla gift card is a popular gift card that is widely accepted at local stores and online platforms. There is another brand of that card that is not a gift card but a debit card. The one vanilla gift card differs from the One vanilla debit card in appearance, functionality, and ease of use. Both are redeemable at any store where they accept Visa debit cards, Discover, and Debit Mastercard.
One Vanilla gift card is not a credit card but a prepaid card. Therefore, purchasing it requires some form of paperwork and long processing. To use a gift card, you do not even have to own a traditional bank account because gift cards are a substitute for storing funds other than making use of banks. Once you have your One Vanilla gift card, you can walk up to any accepted conventional store and visit an online platform to make payments for products and services.
Incomm Financial service is the issuer and operator of the One Vanilla gift card. They offer many financial products and services to deliver several payment solutions to make financial transactions easier and faster. Their services range from general reloadable cards to interesting budgeting and bills payments options. These services help customers to budget well on their income and easily offset their everyday expenses in the ways they want them.
Other card services issued by Incomm Financial Services are MyVanilla card, AMEX Serve card, VanillaDirect, SecureSpend, Bluebird, AMEX Business card, and more. You can get these cards at various stores online and traditionally across and beyond the US.
Aside from visiting their official website at onevanilla.com, there are still many other physical stores from where you can order your card. All the information concerning legit and approved sources to get your gift card is there on their official website. Other regular physical and online stores where you can look to get your card are:
Most gift cards require activation before they can start working. However, that is not so much of a problem because the cashier usually does the activation immediately after you purchase the card at your local store. A problem associated with this process is that activation might take up to 24hours before the funds can be used to buy stuff. It is just for verification and proper record keeping should in case you lose your card.
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If you are searching for the perfect gift idea, especially for upcoming graduations or weddings then I highly recommend that you consider the OneVanilla prepaid Visa debit card. InComm has created this prepaid gift card that can be used at all retailers that accept Visa. That means that it can be used by the lucky recipient for online shopping, bill paying, gas purchases, home improvement, traveling and more.
When purchasing the OneVanilla Visa Debit Card you can select any denomination up to $500 and it is ready for use immediately upon activation. There are absolutely no fees at all after the initial purchase and I find this to be an especially useful feature of this prepaid debit card.
My three children are not formally graduating (thank goodness, as I am not ready for that yet) but they did finish the school year with excellent grades. Therefore, we sat down together as a family to discuss the best way for us to use our OneVanilla prepaid Visa Debit Card. They decided that they would like to use it to purchase an annual pass to our local science center. They presented the OneVanilla card to the cashier during our recent visit to the Orlando Science Center and in less than a minute, we renewed our membership much to their delight!
OneVanilla prepaid debit cards are available for purchase at major retailers including 7-Eleven stores, CVS Pharmacy, Hess, Rite Aid, Office Depot and more. Head over to the OneVanilla website to learn more about all of the advantages of using a prepaid debit card, get helpful tips for using your card and check out featured Vanilla products.
Since Vanilla Reload Cards have gone cash-only at CVS, I have been getting a lot of interest in my post, No VRC? Try One Vanilla. People have been asking if One Vanilla gift cards are the best way to manufacture spend. Well, the answer is yes and no, depending on which credit cards you currently have.
Some credit cards, like the old American Express Blue Cash Credit Card earn 5% cash back at CVS, with no annual spending cap. If you have that credit card, you should stop reading this post right now, because that is the best credit card for manufactured spending (FlyerTalk thread).
Pros/Cons: if your ultimate goal is to load the gift cards to your Bluebird Card, you will need to make more trips to Walmart if you decide to go with the $200 gift cards from Staples. You can also liquidate the gift cards via Amazon Payments for free too. If you do not have a Walmart store nearby, you really should looking into get a Serve Card. I am working on a bunch of tutorials about that card.
You can also buy money orders with debit cards in USPS but they cost a bit more than MOs in Walmart. With the MOs deposited in my bank, I have recycled the funds at cheap cost in fees and can pay off the credit card bills. I just got 80,000 bonus clubcarlson.com points by using two $500 One Vanilla debit cards from CVS. Not all CVS have them.
The hardest part is convincing the cashiers to give it a try. I think it helps if you buy other items along with the One Vanilla Gift Card. Then they will more than likely let you pay with a credit card. You just got to convince them that credit cards will work.
if i posted this comment i apologize. i live in NYC in Queens County, i have been to over dozen CVS trying to buy VISA One Vanailla pre-paid cards. All of them has rejected the CC and said cash only and most of them (manager have said) they know that One Vanilla is not on the reload cash only list but the store has implemented gift card purchase policy which is any purchase of GC under $100 can be use cc, any greater than $100 is cash only. I was lucky to find a CVS at the border of nassau county and Queens where the cashier accepted my cc purchase (after asking manager). I think this cash only in some CVS are regional policy. If you live in the area has many CVS, keep trying. Some Rite Aid does accepted cc, but not all. Good luck to you all.
Have you tried Metabank and US Bank gift cards in grocery stores? I liked One Vanilla in CVS because it is already a debit card. With the other two, you have to follow the instructions to create a PIN to convert them from gift cards into debit cards.
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