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Wells Fargo has a consumer rating of 1.95 stars from 267 reviews indicating that most customers are generally dissatisfied with their purchases. Consumers complaining about Wells Fargo most frequently mention customer service, credit card and next day problems. Wells Fargo ranks 174th among Banking sites.

Wells Fargo Bank Account Basics

Wells Fargo Login offers a variety of banking products for individuals at any stage of life. Whether you’re looking to open a checking, savings or certificate of deposit (CD) account, the bank has options for you. This Wells Fargo review will help you determine if these products fit your needs.

Checking

Wells Fargo customers have several options when it comes to checking accounts. There are four different accounts available, each requiring a $25 minimum initial deposit.

Wells Fargo Everyday Checking is a basic checking account with a complimentary debit card and check-writing privileges. The account features a $10 monthly service fee, which is waived if you meet one of the following each statement period:

  • Keep a $500 minimum daily balance

  • Have $500 or more in total qualifying direct deposits each statement period

  • Have a linked Wells Fargo Campus ATM Card or Campus Affinity Debit Card

  • Are a primary account owner 17 to 24 years old

Wells Fargo Login Clear Access Banking is a digital checking account. This checkless account is available for anyone to open, but its $5 monthly fee is waived only for primary account holders ages 13 to 24.

Prime Checking is an interest-bearing (0.01% APY) account that offers a long list of perks and discounts. Prime account holders enjoy:

  • Reduced interest rates on loans

  • Fee-free cashier’s checks and money orders

  • No charge for incoming wire transfers

  • Some reimbursements of ATM fees charged by machines not owned by Wells Fargo

  • Discounted safe deposit box rentals

  • Free personal checks

Prime Checking accounts come with a $25 monthly service fee. It’s waived for customers who keep $20,000 or more in linked Wells Fargo deposit and investment accounts, such as checking, savings, CD and brokerage accounts.