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Conversation Questions:
Conversation Questions:
Which do you prefer? How often do you use cash vs. credit cards?
Which do you prefer? How often do you use cash vs. credit cards?
Sweden is trying to become cashless. What do you think about this concept?
Sweden is trying to become cashless. What do you think about this concept?
Have you ever been a victim of cyber-crime or online theft?
Have you ever been a victim of cyber-crime or online theft?
What’s your general opinion on virtual / digital currency, like Bitcoin?
What’s your general opinion on virtual / digital currency, like Bitcoin?
Debate:
Debate:
Cash Advantages:
Cash Advantages:
You have a limit on how much you can spend. If you don’t have the cash in your wallet, you can’t spend it.
You have a limit on how much you can spend. If you don’t have the cash in your wallet, you can’t spend it.
You don’t have to pay the fees from a credit card company if cash is your preferred method of payment. If you’re a vendor, this can save you money to accept cash over credit cards
You don’t have to pay the fees from a credit card company if cash is your preferred method of payment. If you’re a vendor, this can save you money to accept cash over credit cards
Credit Card Downsides:
Credit Card Downsides:
It can be hard to have a sense of how much you spend if you just use your credit card, so it increases purchasing power. You don’t see the money going away, so you may be inclined to spend more.
It can be hard to have a sense of how much you spend if you just use your credit card, so it increases purchasing power. You don’t see the money going away, so you may be inclined to spend more.
Also, if you’re a vendor, you often have to pay a fee if someone uses a card to buy your product or services. Credit card debt can also happen quickly.
Also, if you’re a vendor, you often have to pay a fee if someone uses a card to buy your product or services. Credit card debt can also happen quickly.
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Credit Card Advantages:
Credit Card Advantages:
If your credit card is stolen, you can contact your bank and cancel your card right away. Credit cards are also much easier to carry than large amounts of cash, and as stated before, safer if they get stolen or lost.
If your credit card is stolen, you can contact your bank and cancel your card right away. Credit cards are also much easier to carry than large amounts of cash, and as stated before, safer if they get stolen or lost.
Cash Downsides:
Cash Downsides:
It can be used for illegal and black-market sales. If your cash is stolen, it can be really hard or impossible to get it back. There is also much more care needed on the side of the government to produce, manage, transport, and distribute.
It can be used for illegal and black-market sales. If your cash is stolen, it can be really hard or impossible to get it back. There is also much more care needed on the side of the government to produce, manage, transport, and distribute.
Definitions / synonyms for the verbs.
Definitions / synonyms for the verbs.
(1) to get rid of: to stop using something or throw it away
(1) to get rid of: to stop using something or throw it away
(2) to mint: to make / produce physical money, banknotes, and coins
(2) to mint: to make / produce physical money, banknotes, and coins
(3) to infer: to form an opinion or guess that something is true because of the information or evidence that you have
(3) to infer: to form an opinion or guess that something is true because of the information or evidence that you have
(4) to phase out: to discontinue a process or gradually stop using
(4) to phase out: to discontinue a process or gradually stop using
(5) to grasp: to understand
(5) to grasp: to understand
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