Last updated: July 2026
PAYTICLE TECHNOLOGY LIMITED, operating as Vsekart ("we", "us"), is the data controller responsible for your personal data. Registered address: Anelli Court, Floor 2, Flat 201, 3 Polyviou Dimitrakopoulou, Nicosia 1090, Cyprus.
Account data: name, email address, phone number, company name, role, and government-issued ID for verification purposes.
Transaction data: card usage, amounts, merchants, timestamps, and associated metadata.
Technical data: IP address, browser type, device information, and usage patterns collected through cookies and server logs.
Contract performance: processing necessary to provide the Service you requested.
Legal obligation: compliance with AML/KYC regulations, tax reporting, and regulatory requirements.
Legitimate interest: fraud prevention, security, product improvement, and analytics.
Consent: marketing communications and optional cookies (which you may withdraw at any time).
To issue and manage virtual cards, process transactions, and provide customer support.
To verify your identity, prevent fraud, and comply with applicable financial regulations.
To improve our platform, personalize your experience, and send service-related communications.
With your consent, to send marketing updates about new features and offers.
We share data with: payment network processors, banking partners, identity verification providers, cloud infrastructure providers, and analytics services.
We do not sell your personal data. Third parties receive only the minimum data necessary to perform their functions and are bound by data processing agreements.
We may disclose data when required by law, court order, or regulatory request.
Your data may be transferred to and processed in countries outside your country of residence. We ensure appropriate safeguards (such as Standard Contractual Clauses) are in place.
For users in the Russian Federation: the collection, recording, systematization, and storage of personal data is initially carried out using databases located within the territory of the Russian Federation, in accordance with Federal Law No. 152-FZ "On Personal Data." Cross-border transfer is performed only when legally permitted grounds exist.
We retain personal data for as long as your account is active, plus the period required by applicable law (typically 5–7 years for financial records).
You may request deletion of your account data, subject to legal retention obligations.
Depending on your jurisdiction, you may have the right to: access your data, rectify inaccuracies, erase your data, restrict processing, data portability, and object to processing.
To exercise any of these rights, contact us at support@vsekart.com. We will respond within 30 days.
We implement industry-standard technical and organizational measures to protect your data, including encryption in transit and at rest, access controls, and regular security assessments.
We may update this Privacy Policy periodically. Material changes will be communicated via email or platform notification at least 14 days in advance.
Data protection inquiries: support@vsekart.com.