Pre - Approval Documentation


For your convenience, we’ve provided our CMS Loan App Checklist below.

Use it online and email the completed form to yourself for safe keeping.

You may also download the PDF form to print and use later

  • Property Information
  • if you already have a contract on a house.
    • Purchase Agreement
    • Copy of legal description and MLS sheet
    • If you are selling your current home, copy of listing contract
    • If you have sold your current home, copy of settlement statement (HUD-1)
  • Income & Assets
    • Pay stubs for the last 30 days
    • Statements for each bank, mutual fund, and/or investment account for the last three months
    • Estimated value of personal property and furniture
  • For the past two years:
    • Names and addresses of each employer
    • W-2s or proof of income
  • If you have made any large deposits to your accounts:
  • If large deposit was a gift, you may need to provide documentation
    • Explanation and source for deposit
    • Signed gift letter (lender can supply)
    • Copy of gift check
    • Copy of deposit receipt
  • If you own more than 25% of a business:
    • Corporate or partnership tax returns
    • Tax returns for the last three years (with schedules)
    • Year-to-Date Profit and Loss Statement prepared by an accountant
  • If you own a rental property:
    • Tax returns on the property's income for the past two years
    • Current rental agreements
  • If you are retired:
    • Pension Award Letter
    • Income information
    • Financial Statements
  • If you receive Social Security:
    • Social Security Award Letter
  • If you are counting child support as income:
    • Copy of divorce settlement
    • Copy of twelve months of cancelled child support checks
  • For Each Debt and/or Debt Account:
    • Account Name
    • Account Number
    • Account Address For Payment
    • Balance Owed
    • Current Monthly Payment
  • Explanation of credit report anomalies, including:
    • Late payments
    • Credit inquiries in the last 90 days
    • Charge-offs
    • Collections
    • Judgments and/or liens
    • Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers)
  • VA Loans
    • Copy of DD Form 214
    • Report of Separation
  • Miscellaneous
    • Photo ID
    • Proof of Social Security Number
    • Residence addresses for the past two years
    • Divorce decree, if applicable
    • If you are not a citizen, a copy of the front and back of your green card


"Any questions regarding documentation, please call me!"


Vincent Louis Sorisio, MBA

Capital Mortgage Services

3140 Telegraph Road, Suite A, Ventura, CA 93003

(805) 340-0282


Real Estate Broker - CA Bur of Real Estate Lender: 01856990 | NMLS Unique Identifier: 245744