Vita's Referral Links

Contact for any questions: greenfieldj4@gmail.com

Last checked/updated: (each each offer) format is M/D/YYYY

Please always check the terms at the links to ensure info below is not outdated.

Bank/Credit Union Bonuses

TBK Bank [$75 Referral + $700 Bonus]

Step 1. Register at link under my referral

Step 2. Open a AIM Checking Account regularly (Requires Transunion to be unfrozen completely, not just temporarily. It's weird but there's no hard pull)

Step 3. Complete terms for Bonus and Referral

Terms of Bonus: https://www.tbkbank.com/personal/personal-checking/aim-checking/

Earn $500 Direct Deposit Bonus When at least 3 direct deposits totaling a minimum of $12,000 credit to this account within the qualifying bonus period.

Earn $50 Auto Transfer Bonus Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account within the qualifying bonus period.

Earn $75 Bill Pay Bonus When 9 Bill Pay11 transactions to service providers clear/debit this account within the qualifying bonus period.

Earn $75 Point-Of-Sale Bonus When 5012 one time or recurring Point-of-Sale (POS) transactions clear/debit this account within the qualifying bonus period.

Terms of Referral: https://io.referlive.com/98YuQB [same link as title]

Complete one (1) or more direct deposits totaling $500 or more; OR

Complete ten (10) or more debit card transactions (excluding ATM transactions)

Cha Ching! Receive up to $700 bonus at the end of qualifying bonus period (day 121), and $175 MasterCard referral reward within 4-6 weeks of completion

No hard pulls (but need to unfreeze Transunion completely). No Chex

Expires Sept 26, 2025

Last updated/checked : 8/31/2025

Christian Community CU [$50 Referral + $200 Bonus Stack]

Step 1. Confirm referral enrollment at link

Step 2. Open accounts

Step 3.

Harvest High-Yield Savings: Have a balance of $5,000 or more 30 days from the date the account was opened

Harvest High-Yield Checking: Register for digital banking and enroll in eStatements.

Cha Ching! Receive $50 visa reward card 60 days after account opening

$100 Savings bonus 30 days after account opening

$100 Checking bonus 60 days after account opening

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Credit Card Funding - $500

No hard pulls. Pulls Chex but not sensitive.

Last updated/checked : 8/21/2025

Florida First CU [$50 Referral]

Step 1. Register referral enrollment at link

Step 2. Open a checking account

Step 3. Recurring direct deposit of $250 or more within 90 days of opening

Cha Ching! Receive $50 visa reward card within 4-6 weeks of completion

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Credit Card Funding - $500

No hard pulls. No Chex pull when Chex is frozen. May pull Chex if unfrozen.

Last updated/checked : 8/21/2025

Wings FCU [$50 Referral]

Step 1. Register referral enrollment at link

Step 2. Open a Share Savings Account and any Checking account

Step 3. Enroll in eDocuments

Step 4a. Complete one direct deposit* of $300 or more into new checking account

Step 4b. Complete five debit card transactions of $5+ each

Cha Ching! Receive $50 Visa reward card

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Credit Card Funding - $1500 per account at new member opening (up to 4 accounts). Not available for existing members

Pulls Chex, not sensitive. Soft pull Experian

Last updated/checked : 8/21/2025

Affinity FCU [$100]

Step 1. Sign up through link

Step 2. Direct deposit $500 within 60 days

Cha Ching! Receive $100 posted to your account (usually within 1 day of completion)

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Credit Card Funding - $1000

$10/month cash back debit card. Cycle back through cashapp/venmo/paypal

Pulls Chex but lenient. No Credit Pulls

Last updated/checked : 8/21/2025

OnPath FCU [$150 Referral]

Step 1. Sign up at link

Step 2. Open a checking account

(Step 3). Sign up for online statements (Was part of terms in the past but not now. Do it anyways, required for 7% APY)

Step 4. Direct Deposit $250 or more into High Yield Checking within 60 days of opening

Step 5. Make at least 15 debit card transactions of $10 or more within 60 days of opening (recommend cash app to cycle back)

Cha Ching! Receive $150 visa reward card within 4-6 weeks of completion

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Credit Card Fuding - $1000

7% APY

Pulls Chex but lenient. No Credit Pulls

Last updated/checked : 8/21/2025

Chime [$100 Referral]

Referral Only Method

Step 1. Sign up at link

Step 2. Direct Deposit $201 or more within 45 days

Step 3. Activate debit card (there are reports of bonus without this step)

Cha Ching! Receive $100 bonus within 2 days of completion

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No Chex, No Credit Pulls

Last updated/checked : 8/21/2025

Upgrade Premier Saving [Tiered up to $200]

Step 1. Sign up through link

Step 2. Deposit between $5,000 ~ $100,000 in first 30 days

Step 3. Maintain your balance for additional 60 days

Cha Ching! $25 ~ $200 Tiered bonus delivered within 30 business days.

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4.69% APY

Expires Jan 30, 2025

No Chex, No Credit pulls

Last updated/checked : 1/3/2025

Raisin [$125~$325]

Step 1. Register email at this link for $25 gift card offer at SkyOne Credit Union

Step 2. Log in to Rakuten and open up $50 cash back offer for Raisin

Step 3. Sign up at Raisin using referral code: kuny059117. Use same email as Step 1.

Step 4. Use Raisin to deposit at SkyOne between $5,000 ~ $100,000 and hold for 90 days

Cha Ching! $50 Rakuten Cash Back within 'few weeks'. Mine was within few hours (Terms: https://www.rakuten.com/raisin.com)

$ 50~200 Raisin Tiered bonus within 30 days of completion. (Terms: https://www.raisin.com/en-us/referral-program)

$25 SkyOne Amazon Gift card within 30 days of account opening

(Terms: https://refer.skyone.org/zone/terms?journey.campaign_id=7261948065956328646)

No Chex. No Credit pull

Last updated/checked : 1/3/2025

Ally [$100 referral]

Step 1. Register using my referral at above link

Step 2. Check email for confirming enrollment of referral

Step 3. Use link in email to open just one of eligible savings/checking

Step 4. Follow the requirements for your account type described at https://www.ally.com/content/dam/pdf/bank/customer-referral-terms-and-conditions-new-friends.pdf

Cha Ching! $100 within 30 days of completion

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Expires 12/31/2025

No Chex pull for investing account only. No credit pulls.

Last updated/checked : 8/21/2025

Brokerage

No Chex, No Credit pull on any of these

Robinhood [$5 ~ $200]

Stock Roulette

Moomoo [8.1% APY + 15 Stocks + $300]

Full Terms Here: Link

In short

8.1% APY for 3 months for initial $20,000 (calculates max of $405)
15 stocks for $1,000 ACH bank to brokerage deposit (stocks worth $2-$2000, calculates to minimum of $60)
1.5% Match of ACATS brokerage to brokerage transfer for initial $20,000 (calculates max of $300)

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Expires Mar 31, 2025.

No Chex. No Credit Pulls

Last updated/checked : 1/3/2025