Privacy Policy
Privacy Policy
The mobile application is provided by Vardayani Sahakari Patsanstha Maryadit, Mumbai. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you access and use our services. By using the app, you agree to the terms outlined in this Privacy Policy.
Personal Information: Data that can identify you directly or indirectly, such as your name, mobile number, email address, or telephone number, typically collected via registration forms.
Profile Photo/Image: Used to help users manage their profiles and personalize their experience. Collected only with your permission and securely stored on our backend systems.
Anonymous Information: Data that cannot be used to identify you, such as browser type, IP address, tracking information, demographics, and aggregated statistics.
Location Information: Collected via device location features (with permission) to enable services based on your geographic location.
All personal and sensitive data is handled securely, transmitted using encrypted formats such as HTTPS.
Login and transaction PINs are generated and stored in encrypted form to ensure secure authentication and authorization.
Sensitive data (e.g., names, account numbers) is never exposed unnecessarily. User-specific content is generated dynamically to maintain security.
We use your information to:
Provide and manage the services you request.
Personalize user experience, including profile image display.
Improve our products and services.
Send important updates, notifications, and alerts.
We retain your personal data as long as necessary to manage your account, respond to queries, or comply with legal obligations.
If the data is no longer required, it may be securely deleted, anonymized, or destroyed.
Our app may integrate with third-party services (e.g., payment gateways, analytics, authentication providers). Please note:
These services are governed by their own privacy policies and terms.
We are not responsible for data handling by third-party services.
Your interactions with these services are solely your responsibility.
We may modify or discontinue third-party services at any time without notice.
Location Access (MAPS_RECEIVE, READ_GSERVICES): To detect nearby bank ATMs.
Internet Access (INTERNET, ACCESS_NETWORK_STATE): For online banking functionality and connectivity monitoring.
Camera Access (CAMERA, autofocus): To scan QR codes for payments.
Storage Access (WRITE_EXTERNAL_STORAGE, READ_EXTERNAL_STORAGE): To download and view PDF account statements.
Push Notifications (POST_NOTIFICATIONS): To send alerts, updates, and promotional messages (users may opt in or out).
Users must register using their mobile number and provide personal details in compliance with banking regulations. We securely authenticate and verify each user's identity to ensure safe account access.
The app supports fund transfers, recharges, bill payments, insurance payments, and more. All transactions are processed securely using encryption and industry-standard safety protocols.
We use Firebase to manage and deliver app update notifications securely and efficiently.
We take your data security seriously and implement strict safeguards to prevent unauthorized access, disclosure, or misuse. Sensitive user information is encrypted, and dynamic content is displayed without exposing private details.
Our services are not intended for children under 13. We do not knowingly collect personal information from them. If we become aware of such collection, we will delete the data promptly. Parents or guardians may contact us for appropriate action.
We reserve the right to update this Privacy Policy at any time. The updated version will be posted on this page with a revised date. We encourage users to review the policy periodically to stay informed of any changes.
By using this app, you consent to the terms of this Privacy Policy. If you do not agree with the terms, please discontinue use. Continued use after changes have been made constitutes your acceptance of the revised policy.
If you have any questions regarding this Privacy Policy or our practices, please contact us at:
📧 contact us - vardayinipatsanstha@gmail.com