Prepaid card-the best for purchasing online merchants

Universal gift cards are similar to credit cards. The only difference it holds is its spending power. You can buy whatever you want and whenever you want. But with universal gift cards, you can only spend up to the price value of the card. This means that you can’t purchase anything more than the price value of the card. It limits you from unwanted purchases. That is why it is important to check the universal gift card balance.

You have to activate your card once you receive it and can make any number of purchases with it. Universal gift cards are prepaid cards and they have to be spent before the card expires. Also, you need to ensure the universal gift card balance before purchase so that you purchase only up to the cash value of the card. You can only use your card during the activation period. The card gets blocked once it reaches the expiry date.

Upon reaching the expiration date, the card will be blocked automatically. No prior notice will be provided for this. If you are using the plastic model card, you can see the expiry date on the front side of the card. If you are using the virtual card, then check for the expiry date of the card on the email you received along with the card. Also, there will not be any notice provided when the card gets canceled. So, you must make sure that the card is not blocked or canceled during the time of purchase.

After the expiry period, you no longer cannot use the card, even if you have a balance cash value on it. The card will decline any purchase after the expiry period. If there is any balance cash value on the card, it will be forfeited upon non-activation of the card. If you have the reloadable model card, then upon expiry of the card, your balance cash value (if any), will be transferred to the new card. Your balance on the card will get forfeited if your card remains inactive for 12 months.

Most of the reloadable cards have an expiry period of about 36 months from the date of issue of the card. But if your card (reloadable card) is active, then upon expiration of the card, new cards will be issued automatically when it reaches expiry. Make sure that your information on the website is up to date so that when the new card is issued, it reaches you correctly. Always check your transaction histories by checking your universal gift card balance. This helps you to get away from fraud.

You can even use the universal gift cards as gifts for your dear ones. It is a perfect gift card for Christmas, farewell, wedding, and thanksgiving. These gift cards hold certain spending power. This means that the user can use the card for purchasing any number of products until it reaches its limit. Only the exact purchase value will be deducted from the card. It means that you can use the card for purchase any number of times.