Hsin-Tien Tiffany Tsai

Hsin-Tien (Tiffany) Tsai

Assistant Professor

Department of Economics, National University of Singapore

Research Interests: Industrial Organization, Digital Economy, Applied Microeconomics

My research focuses on empirical IO, with an emphasis on the role of intermediation, vertical relationships, and the design of information asymmetry in markets such as online retailing, digital platforms, and financial markets.

Teaching: Industrial Organization (PhD-level) and Applied Econometrics (undergraduate-level)

Email: ttsai@nus.edu.sg

Curriculum Vitae (pdf)

Published & Accepted Papers

Advantageous Selection with Intermediaries: A Study of GSE-Securitized Mortgage Loans

The RAND Journal of Economics, 54(4), 668-694, 2023

Steering via Algorithmic Recommendations, with Nan Chen

The RAND Journal of Economics, 55(4), 501-518, 2024 [Data in supporting information]

The Real Impact of FinTech: Evidence from Mobile Payment Technology, with Sumit Agarwal, Wenlan Qian, Yuan Ren, and Bernard Yeung

Management Science, forthcoming, 2025

Mobile Apps and Targeted Advertising: Competitive Effects of Data Sharing, with Ding Li

Journal of the European Economic Association, conditionally accepted, 2025 [Online Appendix]

Working Papers

Price Competition Under Information (Dis)Advantage, with Nan Chen

Awards: CRESSE & CPI Paper Award for Young Researchers, Boston University Platform Symposium Alessandro di Fioré Best Paper Award

Revise and resubmit, American Economic Journal: Microeconomics

Collective Decision-Making in Global Antitrust Enforcement: Evidence from Shipyard Mergers, with Chuyue Tian

Selected Work In Progress

Entry Design in Cross-Border E-Commerce, with Nan Chen

Distributional Effects of Vehicle Ownership Restrictions, with Kwok Hao Lee

Vertical Control and Retail Competition: Evidence from Consumer Battery Industry, with Zhonglin Li

Other Publication

Welfare Implications of Congestion Pricing: Evidence from SFpark, with Pnina Feldman and Jun Li, Manufacturing & Service Operations Management, 24(2), 1091–1109, 2021.

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