Effective Date: February 10, 2026
This Privacy Policy describes how True Cost Calculator ("the App", "we", "us", or "our") handles information when you use our mobile application.
We do not collect, store, or transmit any personal information.
The True Cost Calculator operates entirely on your device. All calculations are performed locally, and no data is sent to external servers or third parties.
When using the App, you may enter:
Province/Territory selection
Annual salary or dividend amounts
Purchase amounts
This information:
Remains only on your device
Is not transmitted to us or any third party
The App does not store any information permanently. All data entered is temporary and exists only during your current app session. When you close the app, all entered information is deleted.
The App does not use any third-party services, including:
Analytics services
Advertising networks
Social media integrations
Cloud storage services
Data collection tools
The App does not knowingly collect information from children under the age of 13. The App is intended for use by adults making financial decisions.
Since we do not collect or store any personal information, there is no personal data at risk. All calculations are performed locally on your device.
We may update this Privacy Policy from time to time. Any changes will be posted within the App and on our distribution page. Your continued use of the App after changes are posted constitutes acceptance of the updated Privacy Policy.
The App provides tax estimates only and should not be considered professional tax or financial advice. Tax rates are based on 2025 Canadian tax brackets. Please consult with a qualified tax professional for personalized advice.
The App Developer is not responsible for decisions made based on the use of this Application.
If you have any questions about this Privacy Policy, please contact us at:
Email: panacheapppublishing@gmail.com
Since we do not collect any personal information, there is no personal data to access, modify, or delete. You maintain complete control over any information you enter into the App during your session.
This Privacy Policy complies with:
Google Play Store requirements
Apple App Store requirements
General Data Protection Regulation (GDPR) principles
Canadian privacy legislation (PIPEDA)
Summary: True Cost Calculator is a simple, privacy-focused calculator app. We don't collect, store, or share any of your information. Everything stays on your device.