Tobias Huber's Homepage
About Me
I am an Assistant Professor (also known as a Lecturer) in Risk and Actuarial Studies at UNSW Sydney Business School. My research focuses on analyzing how individuals and companies make decisions, both normatively and descriptively. Additionally, I delve into risk management within life insurance companies and explore flood insurance solutions regarding climate change. I got my PhD in Finance and Insurance from LMU Munich in 2020. From 2021 to 2024, I worked as a consultant at Allianz.
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Published Papers
Comparative risk aversion in two periods: An application to self-insurance and self-protection (single-authored) [Journal of Risk and Insurance, Volume 89, Issue 1, pp. 97–130, 2022].
Estimating extreme cancellation rates in life insurance (with Francesca Biagini, Johannes Jaspersen, and Andrea Mazzon) [Journal of Risk and Insurance, Volume 88, Issue 4, pp. 971–1000, 2021].
On the change of risk aversion in wealth: A field experiment in a closed economic system (with Johannes Jaspersen, Andreas Richter, and Dennis Strümpel) [Experimental Economics, Volume 26, Issue 1, pp. 1–26, 2023].
Working Papers and Other Publications
Households' appetite for a free lunch: Evidence from flood insurance (with Benjamin Collier, Johannes Jaspersen, and Andreas Richter).
Versicherung als Instrument des Cyber-Risikomanagements (Insurance as a means of cyber risk management; with Verena Heisz, Oliver Lehmeyer, Stephanie Müller, and Andreas Richter; in German) [MRIC Executive Report]
Awards
Verein zur Förderung der Versicherungswissenschaft in Hamburg: Excellence Award, Prize for a doctoral thesis with significant contribution to the insurance industry
The Geneva Association: Ernst Meyer Prize, Award for a doctoral thesis with significant and original contribution to the study of risk and insurance economics
Ludwig-Maximilians-Universität in Munich: Merit scholarship for outstanding academic achievements during doctoral studies
Ludwig-Maximilians-Universität in Munich: Job Market Fellowship Program of the Munich School of Management
Paris-Lodron-Universität in Salzburg: Merit scholarship for outstanding academic achievements
Referee Service for Academic Journals
Applied Economics Letters
Decisions in Economics and Finance
Geneva Risk and Insurance Review
Insurance: Mathematics and Economics
Journal of Insurance Issues
Journal of Risk and Insurance
Risk Analysis
Presentations
Allied Social Sciences Annual Meeting 2020 (San Diego, USA)
American Risk and Insurance Association Annual Meeting 2017 (Toronto, Canada), 2018 (Chicago, USA), 2019 (San Francisco, USA), 2020 (remote presentation)
Annual Meeting of the German Insurance Association 2017 (Berlin, Germany)
CEAR/MRIC Behavioral Insurance Workshop 2018 (Munich, Germany)
Coburg University of Applied Sciences 2021 (remote presentation)
European Group of Risk and Insurance Economists Seminar 2018 (Nürnberg, Germany)
Frankfurt Insurance Research Workshop 2017 (Frankfurt, Germany)
International Congress of Actuaries 2018 (Berlin, Germany)
St. John's University 2019 (New York City, USA)
Temple University 2019 (Philadelphia, USA)
University of Georgia 2019 Ph.D. Student Research Symposium (Athens, USA)
University of New South Wales 2023 (Sydney, Australia)