Jeremy Tobacman
Associate Professor of Economics
Alfred Lerner College of Business and Economics
416A Purnell Hall, Newark, DE 19716
+1 (302) 831-1900
CV, Departmental webpage, Google scholar profile, RePEc profile
Working Papers
"Formal Insurance Against Weather Shocks: Evidence from a Randomized Controlled Trial in Gujarat" (with Daniel Stein, Vivek Shah, Laura Litvine, Shawn Cole, and Raghabendra Chattopadhyay) (Appendix)
"Estimating Discount Functions with Consumption Choices over the Lifecycle" (with David Laibson, Peter Maxted, and Andrea Repetto)
"Payday Loans, Uncertainty, and Discounting: Explaining Patterns of Borrowing, Repayment, and Default" (with Paige Marta Skiba)
"Rainy Day Credit? Unsecured Credit and Local Employment Shocks" (with Benjamin Keys and Jialan Wang) (slides)
Published Papers
"Targeting Weather Insurance Markets" (with Shawn Cole and Anita Mukherjee), Journal of Risk and Insurance 88, no. 3 (2021): 757-784.
"Field Comparisons of Incentive-Compatible Preference Elicitation Techniques" (with Shawn Cole, Nilesh Fernando, and Daniel Stein), Journal of Economic Behavior & Organization 172 (2020): 33-56.
"Do Payday Loans Cause Bankruptcy?" (with Paige Marta Skiba), Journal of Law and Economics, 62, no. 3 (2019): 485-519.
"Weather Insurance Savings Accounts" (with Daniel Stein), Geneva Papers on Risk and Insurance, 41(4), 2016, 677-700. (Appendix)
"Payday Loan Choices and Consequences" (with Neil Bhutta and Paige Marta Skiba), Journal of Money, Credit and Banking, 47(2-3), 2015, 223-260.
"Dynamics of Demand for Index Insurance: Evidence from a Long-Run Field Experiment" (with Shawn Cole and Daniel Stein), American Economic Review Papers & Proceedings, 104(5), 2014, 284-90.
"Dangerous Liquidity and the Demand for Health Care: Evidence from the 2008 Stimulus Payments" (with Tal Gross), Journal of Human Resources, 49(2), Spring 2014, 424-445.
"Barriers to Household Risk Management: Evidence from India" (with Shawn Cole, Xavier Gine, Petia Topalova, Robert Townsend, and James Vickery), American Economic Journal: Applied Economics, 5(1), Jan 2013, 104-35.
"Marketing Complex Financial Products in Emerging Markets: Evidence from Rainfall Insurance in India" (with Sarthak Gaurav and Shawn Cole), Journal of Marketing Research, Vol. 48(SPL), Nov 2011, S150-162.
"Pecuniary Mistakes? Payday Borrowing by Credit Union Members" (with Susan Carter and Paige Marta Skiba), in Olivia S. Mitchell and Annamaria Lusardi, eds., Financial Literacy: Implications for Retirement Security and the Financial Marketplace. Oxford, UK: Oxford University Press, 2011.
"Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?" (with Sumit Agarwal and Paige Marta Skiba), American Economic Review Papers & Proceedings, 99(2), 2009, 412-17.
"Endogenous Effective Discounting, Credit Constraints, and Wealth Inequality." American Economic Review Papers & Proceedings, 99(2), 2009, 369-373.
"A Debt Puzzle" (with David Laibson and Andrea Repetto), in Knowledge, Information, and Expectations in Modern Economics: In Honor of Edmund S. Phelps, Eds. Philippe Aghion, Roman Frydman, Joseph Stiglitz, and Michael Woodford, Princeton University Press, 2003.
"The Hyperbolic Buffer Stock Model: Calibration, Simulation, and Empirical Evaluation" (with George-Marios Angeletos, David Laibson, Andrea Repetto, and Stephen Weinberg), Journal of Economic Perspectives, 15(3), Summer 2001, 47-68.
"Self-Control and Saving for Retirement" (with David Laibson and Andrea Repetto), Brookings Papers on Economic Activity, 1998(1), 91-172.
"Cooperative Effect of Calcium Binding to Adjacent Troponin Molecules on the Thin Filament-Myosin Subfragment 1 MgATPase Rate"(with Carol Butters and Larry Tobacman), Journal of Biological Chemistry, 272:20, May 16, 1997, pp. 13196-13202.