Tim Philippi

I am an applied economic researcher focusing on climate risks. I focus on the role of insurance markets and governments in coping with financial losses from natural disasters. My work combines theoretical models with empirical analyses to study how public-private partnerships enable effective risk sharing. I received my PhD at the University of Hohenheim in 2025, where I focused on disaster relief payments and premium subsidies on crop insurance markets.

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Publications

Philippi, T. & Schiller, J. (2024). Abandoning disaster relief and stimulating insurance demand through premium subsidies. Journal of Risk and Insurance, 91(2), 339-382.
(Honorable Mention for the 2025 Robert C. Witt Award)

Working Papers

Should Premium Subsidies (partially) Replace Disaster Relief Payments?, with Alexander Muermann and Jörg Schiller.

Premium Subsidy Designs and Crowding Out of Private Insurance Demand, (single-authored).

Weather Forecast Skill in the US: Patterns, Disparities, and Determinants, with Vaibhav Anand.

Presentations

St. John’s University, New York City (2025)

CEAR/MRIC Behavioral Insurance Workshop, Munich (2024)

European Group of Risk and Insurance Economists, Hamburg (2024)

American Risk and Insurance Association, Denver (2024)

German Association for Insurance Sciences, Berlin (2024)

German Finance Association, Stuttgart (2023)

American Risk and Insurance Association, Washington D.C. (2023)

CEAR/MRIC Behavioral Insurance Workshop, Munich (2022)

European Group of Risk and Insurance Economists, Vienna (2022)

American Risk and Insurance Association, Long Beach (2022)

German Association for Insurance Sciences, Online (2021)

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