Tim Philippi

I am a Postdoctoral Researcher at the Risk and Insurance Department of the University of Wisconsin - Madison. My research focuses on the role of insurance markets and governments in coping with financial losses from natural disasters. My work combines theoretical models with empirical analyses to study how public-private partnerships enable effective risk sharing. I received my PhD at the University of Hohenheim in 2025, where I focused on disaster relief payments and premium subsidies on crop insurance markets.

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Publications

Philippi, T. & Schiller, J. (2024). Abandoning disaster relief and stimulating insurance demand through premium subsidies. Journal of Risk and Insurance, 91(2), 339-382. https://doi.org/10.1111/jori.12467
(Honorable Mention for the 2025 Robert C. Witt Award)

Philippi, T. (2026). Premium Subsidy Designs and Crowding out of Insurance Demand. American Journal of Agricultural Economics 1–32. https://doi.org/10.1002/ajae.70092

Working Papers

Should Premium Subsidies (partially) Replace Disaster Relief Payments?, with Alexander Muermann and Jörg Schiller.

Weather Forecast Skill in the US: Patterns, Disparities, and Determinants, with Vaibhav Anand.

Grants & Awards

DFG Walter Benjamin Fellowship (2026 - 2028)

The Geneva Association Ernst Meyer Prize (2026)

Honorable Mention for the Robert C. Witt Award (2025)

Research Grant by the German Association for Insurance Sciences (2021)

Presentations

American Risk and Insurance Association, Orlando (2026)

St. John’s University, New York City (2025)

CEAR/MRIC Behavioral Insurance Workshop, Munich (2024)

European Group of Risk and Insurance Economists, Hamburg (2024)

American Risk and Insurance Association, Denver (2024)

German Association for Insurance Sciences, Berlin (2024)

German Finance Association, Stuttgart (2023)

American Risk and Insurance Association, Washington D.C. (2023)

CEAR/MRIC Behavioral Insurance Workshop, Munich (2022)

European Group of Risk and Insurance Economists, Vienna (2022)

American Risk and Insurance Association, Long Beach (2022)

German Association for Insurance Sciences, Online (2021)

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