Last Updated: March 19, 2026
Thank you for choosing Thandal ("the App"), a paid finance and loan management application developed by JSR Family. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.
We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates.
When you use Thandal, we may collect the following personal information:
Customer Information: Names, phone numbers, addresses, business types, and relationship details of your customers that you enter into the app
Financial Data: Loan amounts, collection records, payment histories, and transaction details
Contact Information: Phone numbers from your contacts that you voluntarily choose to import for customer communication
We may automatically collect certain information about your mobile device, including:
Device model and manufacturer
Operating system version
Unique device identifiers
Bluetooth information (for printer connectivity)
The app reads and writes files to your device's external storage to save backup files, export reports, and generate PDF documents
All data is stored locally on your device by default
We use the information we collect in the following ways:
To create and manage customer profiles
To process and track loan collections
To generate receipts, reports, and PDF documents
To communicate with customers via SMS or WhatsApp (only when you initiate)
To backup and restore your database
To connect with Bluetooth printers for receipt printing
To create JSON backup files of your database in the Downloads/THANDAL_APP folder
To generate PDF reports and receipts
To store app preferences and settings
To send you notifications about backup status
To enable you to send payment reminders to your customers via SMS or WhatsApp (using your customer's phone numbers)
All financial data, customer information, and loan records are stored locally on your device only. We do not have access to your data, nor do we store any information on external servers.
Backup files are saved as JSON files in your device's Downloads/THANDAL_APP/ folder
These backup files contain all your app data in readable format
You are responsible for securing these backup files
We implement reasonable security measures to protect your information:
The app does not transmit any data over the internet
All data remains on your local device
You control all backup and export operations
However, no method of electronic storage is 100% secure. While we strive to protect your personal information, you acknowledge that the app stores data locally on your device and you are responsible for maintaining the security of your device.
We do not sell, trade, rent, or share your personal information with third parties for their marketing purposes.
The app integrates with the following third-party services, which have their own privacy policies:
Service
Purpose
Data Shared
SMS Apps
Sending payment reminders
Phone numbers, message content (user-initiated)
Sending payment reminders
Phone numbers, message content (user-initiated)
Bluetooth
Printer connectivity
Device information only
We may disclose your information if required to do so by law or in response to valid requests by public authorities.
You can export all your app data at any time using the "EXPORT DATABASE" feature, which creates a JSON file in your Downloads/THANDAL_APP/BACKUPS folder.
You can delete individual customers, loans, or collections within the app. To delete all data:
Uninstall the app, or
Manually delete the app's data from device settings
You have full control over backup files stored on your device. You can:
Delete backup files manually using a file manager
Move backup files to secure storage
Share backup files as needed
Thandal requires the following permissions:
Permission
Purpose
CAMERA
For future features (currently optional)
READ_EXTERNAL_STORAGE
To read backup files during import
WRITE_EXTERNAL_STORAGE
To save backup files, PDFs, and receipts
READ_CONTACTS
To import customer phone numbers from your contacts (optional)
BLUETOOTH/BLUETOOTH_ADMIN
To connect with Bluetooth printers
BLUETOOTH_CONNECT/SCAN
To discover and connect to printers (Android 12+)
ACCESS_FINE/COARSE_LOCATION
Required for Bluetooth scanning on some devices
POST_NOTIFICATIONS
To show backup completion notifications
RECEIVE_BOOT_COMPLETED
To reschedule auto-backup after device restart
SCHEDULE_EXACT_ALARM
For scheduling automatic backups
Thandal is a paid application with a one-time purchase price of ₹999. This is a paid download from the Google Play Store.
There are no recurring subscription fees or in-app purchases required for full functionality.
All purchases are subject to Google Play's refund policy. Please refer to Google Play's terms for refund requests within the applicable time frame.
Paid users receive all future updates at no additional cost for the lifetime of the app.
We retain your data only as long as you use the application:
All data is stored locally on your device
Data persists until you manually delete it or uninstall the app
Backup files remain until you delete them manually
Our application is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us.
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us:
Email: 1996.chandiranjsr@gmail.com
Developer: JSR Family
App Name: Thandal
Price: ₹999 (One-time purchase)
This Privacy Policy shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with this Privacy Policy shall be subject to the exclusive jurisdiction of the courts in [Your City], India.
By using the Thandal app, you hereby consent to our Privacy Policy and agree to its terms.
All app data is stored in the following locations on your device:
Data Type
Location
Database
App's internal storage (not accessible to users)
Manual Backups
Downloads/THANDAL_APP/BACKUPS/
Auto Backups
Downloads/THANDAL_APP/DEFAULT_AUTOBACKUP/
PDF Reports
Downloads/THANDAL_APP/COLLECTION_REPORT/
Shop Details Images
Downloads/THANDAL_APP/SHOP_ADDRESS/
Loan Reports
Downloads/THANDAL_APP/THANDAL_LOANS/LOAN_REPORTS/
Receipts
Downloads/THANDAL_APP/THANDAL_LOANS/RECEIPTS/
This Privacy Policy was created for Thandal App version 1.0 and is effective as of March 19, 2026.