Terms of Use for Mobile Applications
Last updated: 24 June 2025
These Terms of Use ("Terms") govern your access to and use of the mobile application ("App") developed and provided by RAZIK SHENEY ("we," "us," or "our"). By downloading, installing, or using the App, you agree to comply with these Terms as well as any applicable rules or policies set by Apple Inc. ("App Store Rules") related to its digital marketplace.
IMPORTANT:
1.1 Please review these Terms carefully. By accessing, installing, or using the App, you acknowledge and agree to be legally bound by them. If you do not accept these Terms, you must refrain from using the App.
1.2 The content provided through the App is for general informational purposes only. It should not be used as a substitute for professional advice or relied upon to assess risk coverage, benefits, or insurance-related services. If you are a customer of RAZIK SHENEY or its associated partners, you may be subject to additional agreements or policies not addressed here.
1.3 If you experience technical issues or have any inquiries regarding these Terms, please contact us at elubeamon@gmail.com.
1.4 You are responsible for ensuring your device is compatible with the App. The App requires iOS 6.0 or higher for Apple devices. You must either own the device or have the appropriate permission to install and operate the App on it.
1.5 Access to the App requires an active account, login credentials, and a security verification code sent to your registered email address.
ACKNOWLEDGMENTS:
2.1 These Terms apply to the App and all updates or supplements. We may revise these Terms periodically, with or without notice. Your continued use of the App constitutes acceptance of the updated Terms.
2.2 Updates may be required for continued access. You may be unable to use the App without installing the latest version.
2.3 By using the App, you confirm you are of legal age to form a binding agreement and, if applicable, are authorized to act on behalf of an organization or employer.
PRIVACY:
3.1 Your personal information is subject to our Privacy Policy, accessible at https://sites.google.com/view/privacy-of-sheney.
THIRD-PARTY CONTENT:
4.1 The App may contain links to third-party websites or applications. We are not responsible for their content, privacy policies, or any losses incurred by accessing them.
LICENSE:
5.1 We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes related to improving user experience and behavior. All other rights are reserved.
RESTRICTIONS:
6.1 You agree not to: (a) copy, share, or reuse content unless via App's share functionality; (b) rent, sell, or sublicense the App; (c) modify or integrate the App into other software; (d) reverse-engineer or extract source code; (e) remove copyright notices; (f) use the App in violation of U.S. laws or sanctions.
ADDITIONAL LIMITATIONS:
7.1 You must not: (a) use the App for illegal or harmful purposes; (b) distribute offensive or infringing content; (c) interfere with App operation or security; (d) harvest or mine user data without consent.
INTELLECTUAL PROPERTY:
8.1 All rights in the App and content belong to RAZIK SHENEY or licensed third parties. You gain no ownership rights through use.
8.2 Feedback submitted via "Email Us" is considered non-confidential, and we may use it without compensation or credit.
DISCLAIMER:
9.1 The App is provided "as is" without warranties. We are not liable for any damages arising from its use or inability to use it.
9.2 We do not guarantee uninterrupted access or that the App will be error-free or virus-free.
LIMITED WARRANTY:
10.1 If the App fails to meet described functionality, we may repair, replace, or refund the affected feature at our discretion.
AVAILABILITY:
11.1 We reserve the right to modify, suspend, or discontinue the App at any time without notice.
11.2 Internet and device compatibility may affect your ability to use the App. You are responsible for related data charges.
LIMITATION OF LIABILITY:
12.1 We are not responsible for misuse of the App. To the extent allowed by law, we are not liable for indirect or consequential damages.
INDEMNIFICATION:
13.1 You agree to indemnify us against any claims arising from your breach of these Terms.
TERMINATION:
14.1 We may suspend or terminate your access to the App at any time without prior notice.
FORCE MAJEURE:
15.1 We are not liable for failures due to events beyond our control, including network outages or force majeure.
APP STORES:
16.1 These Terms are between you and us, not Apple. App Store provider is a third-party beneficiary.
GOVERNING LAW:
17.1 These Terms are governed by the laws of the State of New York. You consent to the jurisdiction of New York courts.
MISCELLANEOUS:
18.1 We may assign our rights under these Terms. You may not assign your rights.
18.2 Delay in enforcement of these Terms does not waive our rights.
18.3 If a provision is found unenforceable, remaining provisions remain in effect.
18.4 These Terms constitute the entire agreement between you and us.
18.5 Except as stated, no third party may enforce these Terms.
18.6 No partnership or employment relationship is created by these Terms.