Affordable Housing & The Give and Get Back Program
A safe and stable place to call home is the cornerstone of a healthy life. Our Affordable Housing program is a powerful partnership designed to create a clear pathway to stability for individuals and families in our community.
For our Build Services there are 2 services that we provide. Rent-To-Own and Home Building and Development. These 2 services are made possible by the donations that we receive either through monetary donations, material donations or volunteer contractors.
We are not anything like Habitat for Humanities. We will not simply build you a home and give it to you. Our client must be involved in the Give and Get Back program and in Service 2 - our client must have been involved in the building of another client's home. Please read below for more details.
As per our mission: we're not here to give you a handout. But rather we are here to help you HELP YOURSELF!
Please email us for an application and to learn more about our program.
Rent-to-Own Program
Our rent-to-own program offers a path to homeownership for families who are dedicated to giving back. The houses or condos that our organization builds are available to clients who participate in the Give and Get Back program. This program is a monthly commitment requiring 10 to 30 hours of volunteer work per family. We believe that homeownership is a family endeavor, so we encourage children to participate, helping them learn valuable lessons about tithing and giving back to their community. Through this program, the mortgage on your new home is set at an affordable rate that is reflective of the home's value and your family's financial situation. These mortgages are structured over a period of 25 to 30 years, providing a clear and manageable path to a secure future.
Key features:
Homeownership: Provides a direct path to owning a home through a structured rent-to-own model.
Financial Empowerment: Offers affordable mortgage payments, making long-term homeownership a reality.
Youth Engagement: Involves children in the volunteering process to instill the value of giving back.
Home Building & Development
This program is designed to guide and support clients who dream of building their own home. It is a 2- to 4-year commitment exclusively for those enrolled in our Give and Get Back program. We will walk with you every step of the way, helping you navigate the process from foundation to finish.
We begin by helping you build or improve your credit, providing a solid financial footing for your future. Once your credit is in good standing, we assist you in obtaining a line of credit, which is an essential step toward funding your project. Finally, we work with you to craft and present your personal story to local builders, organizations, and businesses. This allows you to secure the vital support and resources needed to bring your dream home to life. This program is more than just building a house; it's about giving to and building community, and building a future, one step at a time.
Key features:
Credit Counseling: We provide guidance to help you build a strong financial foundation.
Financial Assistance: We assist with the process of obtaining a line of credit.
Community Support: We help you connect with community partners to garner the resources needed to build your home.