To calculate Thurman's monthly payment for a $15,000 loan with an APR of 7.25% and monthly charges of $24.06 per $1,000 borrowed, multiply the monthly charge by 15 (the number of thousands in the loan amount). The monthly payment is $360.90.

The student's question pertains to calculating the monthly payment on a loan given the loan amount, the annual percentage rate (APR), and the monthly charges per $1,000 borrowed. Thurman has a $15,000 four-year loan with an APR of 7.25%. The monthly charges are $24.06 per $1,000 borrowed. To calculate the monthly payment, we multiply the monthly charge per $1,000 by the number of thousands in the loan amount. In Thurman's case, the loan amount is $15,000 which is equivalent to 15 thousands.


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Net 30 days. No cash discount. All prices are shown at retail list and are subject to change without notice. Contact distributor (BookMasters) for retail and wholesale discount schedule. Purchase orders and fax orders accepted. (Please add $4.00 for the first book, $1.00 for each additional book, for postage and handling.) Individual's orders must be prepaid. Only checks drawn on a U.S. bank, or International Postal Money Orders, are acceptable. VISA, Master Card, and American Express are welcome. Ohio state residents please add 7.25% sales tax. Canadian orders please add 7% GST.

Returns accepted for full credit within 12 months of original invoice date. No returns after one year.

 Marquette University Press will accept returns from vendors to BookMasters without requiring prior authorization, provided that:

Upon receipt and examination of returned merchandise, we will credit the vendor's account for the invoiced amount of books only. Shipping costs will not be credited. We will send credit memos or refund checks only if written request and instructions are enclosed with the return merchandise. Refunds will not be issued to vendors with outstanding accounts. Merchandise received in poor condition will be acknowledged with notice of non-credit.

1. sample Option 1.Samples charge:According to your design . Sampling time:3-7days,accept refund if order. Option 2.Samples charge:Free for Existing Samples Sampling time:2 days 2. Delivery: 1.The order will be finished before the lead-time. 2.Photo (product and package of the order) will be sent to customer before shipment. 3.All the clear documents will be sent to Customer on our express account.(Full set B/L,Invoice and Packing list) 3. Shipping: we can accept express/ sea shipping/ air shipping, all depends on your requests. 4. I have no importing experience, how can you arrange shipping to my office? For this point, no need to worry. If you are buying big quantity, we can offer you price term DDP. You will get goods at your warehouse without scratching the head. If you buy small quantity, we have special discount with FEDEX, UPS, DHL,TNT, CHINA POST, you will get goods easily in your office.5. I never pay to China, how can I pay you?Don't worry, we can accept various different payment way, Such as T/T, paypal, West union. So I think there is one way suitable to you.1.Ningbo Rainmas Stationery Co. Ltd is a professional supplier of school and office stationery. We will greatly appreciate that you come to us to purchase various kinds of promotional products, custom products and advertising products. We can be sure that you will get the greatest price and service from us because we have advantages that other companies do not have which is one-stop service. Besides, as a customer , you will enjoy the best customer service, free art assistance, fast responding to your inquiry, good product quality and ideal experience of shopping online!

Sales tax is a tax paid to a governing body (state or local) on the sale of certain goods and services. California first adopted a general state sales tax in 1933, and since that time, the rate has risen to 7.25 percent. On top of the state sales tax, there may be one or more local sales taxes, as well as one or more special district taxes, each of which can range between 0.1 percent and 1 percent. Currently, combined sales tax rates in California range from 7.25 percent to 10.25 percent, depending on the location of the sale.

The CDTFA recommends keeping clear invoices and records for all transactions, with specific terms to describe delivery-related charges. Acceptable forms of documentation include but are not limited to:


All defective or damaged aluminum/composite bats must be returned to the manufacturer for exchange within one year of the purchase date. Please call the manufacturer directly to obtain a Return Authorization Number. We recommend that you keep your bat invoice as your proof of purchase.

Each email sent includes a link to a printable invoice PDF file. By clicking on the link you may immediately receive your printable invoice suitable for most reimbursement requirements. Viewing PDF documents requires the free Adobe Acrobat Reader version 4.0 or greater. If you don't already have it installed, you will need to download and install it before using Acrobat documents.

Residents of California please add 7.25% sales tax to your order (7.75% for residents of Orange County, CA). Purchasers from outside the United States are responsible for all taxes and duties levied by the country where the item(s) are being shipped. 

Orders shipped outside the USAll international orders are shipped at the discretion of TWAcomm.com via UPS, FedEx, or Priority Mail by the United States Postal Service, unless specifically requested by the customer. All orders shipped to locations outside of the US requiring waybills will be subject to a $50.00 waybill charge. TWAcomm.com will not be responsible for any import duty, import tax, customs fees or any other expenses levied upon delivery of any equipment shipped by TWAcomm.com to any country other then the United States of America. Such fees are the sole responsibility of the receiver to satisfy any cost associated with said shipment. 

Payment Methods Available We offer your choice of Credit Cards (VISA, Master Card, American Express, or Government IMPAC), prepayment by check or money order.

Fancy Fairy Wings & Things, El Sobrante, CA 94803

All images  Angela Jarman / Fancy Fairy Wings & Things unless otherwise specified. ALL RIGHTS RESERVED. Do not redistribute or use images without express permission. If sharing, please link or include all credits if posting for review. 589ccfa754

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