Effective Date: September 18, 2026
SwiftLoans ("we", "our", "us") is an independent educational and informational application designed to help users learn about loans, financial concepts, credit-related topics and use general financial calculators.
We respect your privacy and are committed to protecting your information. This Privacy Policy explains how information is handled when you use the SwiftLoans application.
SwiftLoans is designed to provide educational content and financial calculators without requiring users to create an account or submit personal information.
We do not intentionally collect or require information such as:
Name
Phone number
Email address
Residential address
Bank account details
Credit/debit card details
PAN or Aadhaar information
Loan application information
Contacts
Photos or media
Precise location
The information entered into calculators, such as loan amount, interest rate, investment amount or tenure, is used only to perform the requested calculation within the application.
SwiftLoans does not provide, approve, arrange or facilitate loans.
The app does not process loan applications, collect loan applications, or connect users with lenders.
Users are not required to submit bank account information, payment information, credit card information or other sensitive financial information to use the app.
SwiftLoans may provide calculators such as:
EMI Calculator
SIP Calculator
FD Calculator
GST Calculator
Values entered into these calculators are used to generate estimates and calculations. These inputs are not intentionally collected or transmitted to us for the purpose of identifying users.
Calculator results are estimates for educational and informational purposes only.
SwiftLoans is designed to operate without requesting unnecessary sensitive device permissions.
If permissions are introduced in a future version, they will only be requested where reasonably necessary for the relevant functionality and will be disclosed appropriately.
SwiftLoans currently does not display advertisements.
If advertising is introduced in a future version, this Privacy Policy will be updated to explain the relevant advertising services and their data practices before or when such functionality is introduced.
SwiftLoans does not intentionally share users' personal information with third parties.
If third-party services such as analytics, crash reporting, advertising, or other external services are integrated into a future version of the application, the Privacy Policy will be updated to disclose the relevant services and information practices.
SwiftLoans may contain links to external websites or resources for additional educational information.
When you visit an external website, its own privacy policy and terms apply. We are not responsible for the privacy practices or content of third-party websites.
We take reasonable measures to protect information associated with the application. However, no method of electronic transmission or storage can be guaranteed to be completely secure.
SwiftLoans is not specifically directed toward children under the age of 13.
We do not knowingly collect personal information from children. If you believe that a child has provided personal information through the application, please contact us so that appropriate action can be taken.
We may update this Privacy Policy from time to time to reflect changes in the application, services or applicable requirements.
Any updated version will be made available through the application or the associated Privacy Policy webpage.
If you have any questions, concerns or requests regarding this Privacy Policy, you can contact us at:
Email: [YOUR SUPPORT EMAIL]
SwiftLoans is an independent educational and informational application.
The application does not provide financial, investment, lending or credit services. Information provided within the application is intended for general educational purposes only and should not be considered financial advice.
Calculator results are estimates and may differ from actual results depending on applicable rates, terms, fees and other factors.
SwiftLoans does not guarantee loan approval, interest rates, returns, eligibility or any financial outcome.
© 2026 SwiftLoans. All rights reserved.