The Social Security Disability Pay Chart is a reference tool used by the Social Security Administration (SSA) to show how much a person may receive in monthly disability benefits under Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). The chart helps individuals understand their potential monthly benefit amounts based on factors like their average lifetime earnings, work credits, and cost-of-living adjustments (COLA).
The chart typically includes:
Monthly benefit ranges for SSDI and SSI recipients
Payment tiers based on average indexed monthly earnings (AIME)
Maximum benefit limits
Annual COLA increases
Low income (part-time work)
Medium income (steady full-time work)
High income (long career)
$1,000 – $1,400
$1,400 – $2,000
$2,000 – $3,800 (max in 2025)
Your Social Security Disability benefits are calculated using:
Your average indexed monthly earnings (AIME)
The primary insurance amount (PIA) formula
Cost-of-living adjustments (COLA)
The Social Security Disability Pay Chart gives current and future recipients a clear idea of what to expect financially. Understanding your benefit amount can help you plan for:
Daily living expenses
Medical needs
Long-term financial stability
If you're unsure where you fall on the Social Security Disability Pay Chart, consider:
Speaking with a Social Security representative
Contacting a disability advocate or attorney
Using the SSA Benefits Calculator online