PRIVACY POLICY - SỔ GHI NỢ (DEBT LEDGER)
Last updated: June 18, 2026
App Name: Sổ ghi nợ
Developer: AppTrek Labs
The "Sổ Ghi Nợ" application (hereinafter referred to as the "App") is developed as a tool to help users record and manage personal debts. We are fully committed to protecting your personal privacy. This Privacy Policy explains how the App and its integrated services handle user information.
1. Information Collection and Use
* **Financial and Record Data (Debtor names, amounts, due dates, transaction history):** All this data is input directly by you and is stored LOCALLY (Offline) on your device using an internal SQLite database. We DO NOT collect, DO NOT store on any remote servers, and DO NOT share this financial data with any third parties.
* **Backup & Restore Feature:** The App allows you to export your data into a backup tệp saved directly into the system's standard Documents folder. This feature utilizes the secure framework of the OS, ensuring user safety without requiring any broad storage access permissions. Managing and securing this backup file is entirely your responsibility.
2. Device Permissions
To function correctly, provide automated features, and load advertisements, the App only requires the following minimal permissions:
* **Internet Permissions (`INTERNET` & `ACCESS_NETWORK_STATE`):** Required to connect to the network and fetch ad configurations from Google AdMob.
* **Notification Permission:** To trigger automatic reminder notifications when a debt is due or overdue.
The App DOES NOT request access to your photos, videos, or broad external storage.
3. Third-Party Services (Advertising)
The App uses third-party services that may collect information used to identify your device for ad personalization and analytics purposes:
* **Google AdMob:** Google's advertising network may automatically collect identifiers such as the Google Advertising ID (GAID), device model, OS version, IP address, and ad interaction data. For more details, please review Google's Privacy Policy here: https://policies.google.com/privacy
4. Data Security
We strive to protect your locally stored data. However, the security of your data heavily depends on your device's security measures (such as screen locks). We recommend securing your device to prevent unauthorized access to your private ledger.
5. Changes to This Privacy Policy
We may update our Privacy Policy from time to time to comply with Google Play's latest standards.
6. Contact Us
If you have any questions or suggestions about our Privacy Policy, please feel free to contact us via the developer Email listed on Google Play.