Snowbird travel insurance has become more and more popular among travelers in recent years. As the name implies, it's designed to cover medical bills, travel costs, and other expenses if you suffer an injury or illness while on your trip. So what are some of the top reasons why you should make sure you have snowbird travel insurance? Below, you'll find eight great reasons to buy this type of policy before you take off on your next vacation, no matter how far away it is!

1) Affordable travel insurance can be hard to find

It's easy to get bogged down in travel insurance plans between hidden fees and companies that don't deliver on their promises. The good news is that most snowbird travel insurances are affordable and are easily available if you know where to look.

2) When you're on vacation, your regular health plan doesn't cover anything outside of your home country

if you get hurt while on vacation, if your luggage gets lost, or if your flights are cancelled due to a natural disaster (or any other reason), you're basically out of luck. However, you can protect yourself from these and many other risks by buying a travel insurance.

3) Staying healthy is your top priority when traveling

Sometimes, it's easy to let your health take a backseat when you're on vacation. After all, everything in life should be fun, right? Wrong. When traveling for leisure or business, staying healthy is crucial to staying productive and present in every moment. Having adequate travel insurance for your trip is one way to ensure that you keep yourself safe and secure no matter where your travels may take you.

4) You need travel insurance for those occasions when you get sick or hurt abroad

For example, if you have to cancel your trip for medical reasons or end up in a hospital overseas. In either case, travel insurance can reimburse you for your travel expenses. There are also plans with broader coverage that provide additional benefits such as emergency medical evacuation and a certain amount of financial coverage should your luggage be lost or stolen.

5) Any risk can happen at any time, and while traveling makes it more likely that they will happen

Trip cancellation insurance will cover non-refundable costs should you need to cancel your trip due to illness, injury, or death in your immediate family. A medical coverage option will also cover you if you need to be medically evacuated and get treatment outside your destination country. If a sudden rush of work means you can't get away, lost luggage insurance can replace any items that go missing while traveling, including jewelry and souvenirs.

6) Snowbird understands the unique needs of snowbirds

Snowbirds must be prepared for unique hazards and situations that may happen while traveling in their new countries, such as lost luggage, medical emergencies, car accidents, and more. While Snowbird travel insurance understands the unique needs of snowbirds, it covers a wide range of situations—it can help with everything from lost luggage to medical emergencies—one thing it can't fix is lack of coverage.

7) When you take out a policy, you don’t know exactly what's covered before you leave home

whether you're looking for trip cancellation, lost baggage, damage to your rental car, or medical expenses, ask for a comprehensive list from your insurance provider and ask what is included in your plan. Also, check if it includes free access to 24/7 emergency assistance while traveling more than 100 miles from home. Most snowbird insurances provide a unique level of security that can help make your next trip truly carefree.

Many travel insurance plans will not cover you if you haven't booked your trip with an authorized travel agent. We can assist you in finding a plan that works for you; contact us today!