Privacy Policy
Last Updated: May 10, 2026
Smart Saving ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.
Budget Data: Income, expenses, savings goals, and financial transactions you manually enter
Profile Information: User preferences, currency settings, and app customization choices
Family Budget Data: Information shared within family budget groups (if you use this feature)
Device Information: Device type, operating system, app version, and unique device identifiers
Usage Data: App features used, session duration, and interaction patterns to improve functionality
Performance Data: Crash reports and diagnostic information to fix bugs and improve stability
We use the collected information for the following purposes:
Provide core budget tracking and financial management features
Generate AI-powered insights and spending recommendations
Enable multi-currency support and currency conversion
Facilitate family budget sharing features
Improve app performance, fix bugs, and develop new features
Provide customer support and respond to your inquiries
Send important app updates and notifications (if enabled)
Your financial data is primarily stored locally on your device. This means:
Your budget information remains on your device by default
We do not have access to your locally stored financial data
You maintain complete control over your information
If you enable cloud backup or family budget features:
Data is encrypted during transmission using industry-standard SSL/TLS protocols
Information is stored securely on protected servers
Access is restricted and authenticated
We implement appropriate technical and organizational measures to protect your data, including:
Encryption of sensitive data
Secure authentication mechanisms
Regular security assessments
Access controls and monitoring
We do not sell, rent, or trade your personal information. We may share information only in the following circumstances:
When you explicitly authorize us to share information (e.g., with family budget members)
We may share data with trusted third-party service providers who assist us in:
Cloud infrastructure and hosting
Analytics and app performance monitoring
Customer support services
These providers are contractually obligated to protect your data and use it only for specified purposes.
We may disclose information if required by law, court order, or governmental regulation, or to:
Protect our legal rights
Prevent fraud or security threats
Comply with legal processes
In the event of a merger, acquisition, or sale of assets, your information may be transferred. You will be notified of any such change.
Smart Saving may integrate with third-party services for enhanced functionality:
AI Services: For generating spending insights and recommendations
Analytics Tools: To understand app usage and improve user experience
Currency APIs: For real-time exchange rate data
These services have their own privacy policies. We encourage you to review them.
You have the following rights regarding your personal information:
You can access and modify your data directly within the app at any time.
You can delete your account and associated data through the app settings or by contacting us. Note that locally stored data can be removed by uninstalling the app.
You can export your budget data at any time through the app's export functionality.
You can disable push notifications through your device settings or app preferences.
You can withdraw consent for data processing at any time by discontinuing use or deleting your account.
Smart Saving is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately, and we will take steps to delete it.
Your information may be transferred to and processed in countries other than your country of residence. We ensure that appropriate safeguards are in place to protect your data in accordance with this Privacy Policy and applicable laws.
We retain your information for as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. When you delete your account:
Personal data is deleted within 30 days
Aggregated, anonymized data may be retained for analytics
Some data may be retained longer if required by law
We may update this Privacy Policy from time to time. When we make changes:
The "Last Updated" date will be revised
Significant changes will be notified through the app or via email
Continued use after changes constitutes acceptance of the updated policy
We encourage you to review this Privacy Policy periodically.
If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:
Email: dimitrov510722@gmail.com
App Support: Through the in-app support feature
By using Smart Saving, you acknowledge that you have read, understood, and agree to this Privacy Policy.