App Name: Smart Loan:Loan EMI Calculator
Last Updated: 10 September 2026
Smart Loan:Loan EMI Calculator ("App", "we", "our", "us") respects your privacy and is dedicated to protecting your personal information. This Privacy Policy describes how information is collected, used, and safeguarded when you access or use our mobile application.
This policy is prepared in accordance with:
Information Technology Act, 2000 (India)
Digital Personal Data Protection Act, 2023 (India)
General Data Protection Regulation (GDPR), where applicable
Google Play Developer Policies
By installing or using this App, you acknowledge and accept the terms outlined in this Privacy Policy.
Application Name: Smart Loan:Loan EMI Calculator
Support Email: samjerry00987@gmail.com
Server Location: India
Email address (when contacting support)
Feedback, suggestions, or inquiries
While using the App, certain technical information may be automatically collected, such as:
Device type and model
Operating system version
IP address
Advertising Identifier (Ad ID)
Usage statistics
Error logs and crash reports
All EMI calculations (loan amount, tenure, interest rate, results) are processed locally on your device. We do not store or transmit your financial calculation inputs to our servers.
We use collected information to:
Provide EMI and loan-related calculation services
Enhance app functionality and user experience
Monitor performance and fix bugs
Respond to customer queries
Display advertisements where applicable
Maintain app security and prevent misuse
We do not sell, share, or rent your personal data to third parties.
The App may integrate third-party tools such as:
Google AdMob
Google Play Services
Firebase Analytics
These services may collect limited information including:
Advertising ID
Device identifiers
App interaction data
Approximate location (via IP address)
Users can manage or reset their Advertising ID from device settings. For users in the EEA/UK, personalized advertising is shown only after explicit consent via a Consent Management Platform (CMP).
We process information based on:
User Consent
Legitimate Interest (service improvement and security)
Compliance with legal obligations
You may withdraw consent at any time by adjusting device settings.
Analytics data – retained up to 24 months
Crash reports – retained up to 12 months
Support communications – retained until resolution
After the retention period, data is securely deleted.
INTERNET – To enable ads and analytics
ACCESS_NETWORK_STATE – To monitor connectivity
AD_ID – For advertising services
Permissions are strictly used to ensure proper app functionality.
We implement appropriate technical safeguards, including:
SSL/HTTPS encryption
Secure hosting infrastructure
Limited internal access controls
Regular system monitoring
However, no digital system can guarantee complete security.
Depending on your jurisdiction, you may have the right to:
Access your personal information
Request corrections
Request deletion
Withdraw consent
Restrict processing
File a complaint with a data protection authority
To exercise your rights, contact us at:
Email: samjerry00987@gmail.com
Our aim to respond within 1-2 weeks.
This App is not intended for children under 13 years of age. We do not knowingly collect data from children. If such data is discovered, it will be removed promptly.
If you access the App from outside India, your information may be processed in India. By using the App, you consent to such data transfer.
We may revise this Privacy Policy periodically. Any updates will be reflected on this page with a revised "Last Updated" date. Continued use of the App indicates acceptance of the updated policy.
Smart Loan:Loan EMI Calculator is an independent financial calculation tool for informational purposes only. We are not a bank, NBFC, lender, or financial advisor. All EMI results are approximate estimates and may differ from actual calculations provided by financial institutions. Users should verify loan terms directly with their respective banks or lenders.