Privacy Policy – SmartEMI
Effective Date: (15/12/2025)
SmartEMI (“we”, “our”, “us”) respects your privacy and is committed to protecting it. This Privacy Policy explains how SmartEMI handles user information.
📌 Information Collection
SmartEMI does NOT collect, store, or share any personal or sensitive user data.
The app works completely offline and does not require:
User registration
Login
Internet connection
Personal information (name, phone, email, etc.)
📊 Usage of Information
All calculations (loan amount, interest rate, tenure, EMI) are processed locally on your device only.
We do not:
Save your data on any server
Track your activity
Collect analytics or usage statistics
🔐 Data Security
Since SmartEMI does not collect or transmit any data, there is no risk of data misuse or leakage.
All calculations remain entirely within your device.
🔑 Permissions
SmartEMI does not request any dangerous permissions.
Optional features like sharing EMI details use standard system share options without accessing your personal data.
👶 Children’s Privacy
SmartEMI does not target children under the age of 13 and does not knowingly collect any information from children.
🔄 Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be reflected on this page.
📞 Contact Us
If you have any questions or concerns about this Privacy Policy, you can contact us at:
Email: support@smartemi.app
(example – change if needed)
✅ Compliance
This Privacy Policy complies with:
Google Play Developer Policy
Indian IT Rules
Global privacy standards for offline applications