Privacy Policy - Smart Bill Manager
Effective Date: August 29, 2026
Developer: SmartLife Utilities
Your privacy is paramount to us. Smart Bill Manager is designed as a 100% offline-first utility bill, subscription tracker, and warranty vault application.
1. Local Data Storage & Privacy
All data entered into Smart Bill Manager—including utility bill details, recurring subscriptions, amounts, due dates, warranty receipts, product notes, and custom categories—is stored exclusively on your device using encrypted local SQLite database storage. We do not collect, upload, transmit, or share your financial records, utility bills, or receipts with external cloud servers.
2. Third-Party Services & SDK Disclosures
Smart Bill Manager integrates select, trusted industry SDKs provided by Google and RevenueCat to facilitate secure billing, app stability, and ad delivery:
- Google Play Services & Billing: Processes encrypted in-app purchases and subscription transactions securely.
- Google AdMob (Google Mobile Ads SDK): Serves non-intrusive banner, interstitial, and rewarded video ads. AdMob may automatically collect and process device identifiers (such as the Google Advertising ID) and diagnostic telemetry strictly to serve ads, prevent fraud, and adhere to frequency limits in compliance with Google's Advertising Policies.
- Firebase Analytics & Crashlytics: Collects anonymous usage telemetry and crash diagnostic reports to identify technical errors and optimize application responsiveness.
- RevenueCat: Validates and manages subscription entitlement status securely through Google Play Billing.
3. Device Permissions & Usage Justification
- android.permission.INTERNET: Required for AdMob ad delivery, Firebase diagnostic telemetry, and Google Play subscription entitlement checks.
- android.permission.CAMERA: Required solely to power the on-device Receipt & Bill Scanner (OCR). Camera frames are analyzed locally in real time on your device hardware; images or video feeds are never saved, recorded, or transmitted off your device.
- android.permission.POST_NOTIFICATIONS: Required strictly to trigger local due date reminders on your device for upcoming bills, recurring subscriptions, and expiring warranties.
- com.android.vending.BILLING: Required to execute secure in-app purchases and subscriptions via Google Play Billing.
4. Data Security, Retention & Deletion
We implement industry-standard security practices. Because your financial records are maintained locally on your device, your data is protected by your device's native lock screen security and hardware encryption.
- Data Retention: We do not maintain user accounts or retain copies of your data on remote servers.
- Data Deletion: You retain full ownership and control over your records. You can permanently and irreversibly wipe all local bill history, receipts, and custom categories at any time by clearing the application storage/cache in your Android System Settings or by uninstalling the application.
5. Contact Us
For questions regarding this Privacy Policy or application privacy practices, please contact us at: smartlife.utilities.dev@gmail.com