Fine jewelry, which Brenner notes can also be referred to as high-end or luxury jewelry, is jewelry that is made with precious metals like yellow gold, white gold and platinum. These pieces may also include diamonds and other precious stones such as emeralds, rubies and sapphires, adds Dustin Lemick, a third-generation jeweler and founder and CEO of BriteCo. Lemick also notes that while some fine jewelry pieces can be made with semi-precious stones, jewelry that is made with any type of imitation stones or base metals is not fine jewelry.

According to Brenner, fine jewelry is an investment that you and your family will be able to enjoy for decades to come. She recommends having at least one or two special pieces that can be worn with less luxury jewelry.




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