Effective Date: September 18, 2026
SecureKredit (“we,” “our,” or “the App”) is an independent educational and informational application designed to provide general information about loans, financial concepts, and useful financial calculators.
We respect your privacy and are committed to being transparent about how the App handles information.
SecureKredit does not require users to create an account or provide personal information to use the main features of the App.
We do not intentionally collect or store information such as:
Name
Phone number
Email address
Home address
Bank account details
Credit/debit card information
Government identification documents
Loan application information
Credit score or credit report
Financial account credentials
SecureKredit may provide calculators such as EMI, GST, SIP, FD, or other financial calculation tools.
Information entered into calculators is used only to generate the requested calculation. SecureKredit does not use calculator inputs to provide financial advice, approve loans, evaluate creditworthiness, or make lending decisions.
Unless specifically stated otherwise within the App, calculator inputs are not transmitted to or stored by SecureKredit.
Because SecureKredit does not intentionally collect personal information, we do not use personal information for advertising profiles, credit evaluation, loan approval, or financial decision-making.
The App is intended primarily for educational and informational purposes.
SecureKredit may use third-party services in the future for purposes such as app functionality, performance monitoring, security, or technical diagnostics.
If third-party services that collect or process information are introduced, this Privacy Policy will be updated to describe the relevant data practices.
Users should also review the privacy policies of applicable third-party service providers.
SecureKredit does not currently display advertisements, unless otherwise stated in the App.
If advertising is introduced in the future, this Privacy Policy will be updated to explain the relevant advertising and data practices.
We take reasonable measures to protect the information associated with the App.
Since SecureKredit does not intentionally collect or store users' personal or financial information, there is no user database maintained by us for such information.
However, no method of electronic transmission or storage can be guaranteed to be completely secure.
SecureKredit is not specifically directed toward children under the age of 13.
We do not knowingly collect personal information from children.
If you believe that a child has provided personal information through the App, please contact us so that appropriate action can be taken.
The App may contain links to external websites or resources for informational purposes.
These websites are operated independently by third parties. SecureKredit does not control their content, privacy practices, or security.
Users should review the privacy policy of any external website they visit.
SecureKredit is an educational and informational application.
The App is not a bank, lender, NBFC, financial institution, investment advisor, tax advisor, or loan provider.
SecureKredit does not process loan applications, approve loans, provide financial services, handle users' money, or make lending decisions.
Information provided through the App is for general educational purposes and should not be considered financial, investment, tax, or legal advice.
Calculator results are estimates and may differ from actual amounts due to applicable rates, terms, charges, taxes, market conditions, or other factors.
We may update this Privacy Policy from time to time to reflect changes in the App, applicable requirements, or our data practices.
Any updated version will be published through the appropriate App or website location, along with a revised effective date.