SBP Analysis Tool Privacy Policy

Effective Date: June 2026

SBP Analysis Tool ("the App") is committed to protecting your privacy. This Privacy Policy explains how the App handles information and data.

Information Collection

SBP Analysis Tool does not collect, transmit, sell, rent, or share personal information.

The App is designed to perform calculations and analysis locally on your device. Information entered into the App remains on your device unless you choose to export, share, or otherwise distribute that information.

Data Storage

The App may store user-entered information locally on the device to support application functionality, including saved scenarios and user preferences.

No personal information or financial information is transmitted to external servers by SBP Analysis Tool.

PDF Reports

The App allows users to generate PDF reports containing information entered by the user and analysis results generated by the App.

Generated PDF reports are saved locally on the user's device. Users are solely responsible for the handling, storage, sharing, or distribution of exported reports.

Third-Party Links

The App may provide links to third-party websites and resources, including official government resources such as the Defense Finance and Accounting Service (DFAS).

SBP Analysis Tool is not responsible for the privacy practices, content, or security of third-party websites. Users should review the privacy policies of any external websites they visit.

Children's Privacy

SBP Analysis Tool is not directed toward children under the age of 13 and does not knowingly collect personal information from children.

Data Security

Because information entered into the App is stored locally on the user's device, users should take reasonable measures to secure access to their device and any exported reports.

While reasonable efforts are made to provide a secure application experience, no method of electronic storage or transmission can be guaranteed to be completely secure.

Educational Use Only

SBP Analysis Tool is provided for educational and informational purposes only. The App does not provide financial, legal, tax, insurance, investment, retirement, or estate-planning advice.

All calculations, projections, comparisons, and analyses are based on user-entered information and assumptions and may not reflect actual future outcomes.

Changes to This Privacy Policy

This Privacy Policy may be updated periodically. Any changes will be posted on this page with an updated effective date.

Contact Information

If you have questions regarding this Privacy Policy, please contact:

SBP Analysis Tool Support

Email: sbpanalysistool@gmail.com