# Savvr Privacy Policy
Last Updated: May 2026
Thank you for using Savvr.
Savvr is a personal finance and budgeting application designed to help users manage expenses, income, budgets, financial insights, notes, and personal finance activity directly from their mobile device. Your privacy, financial confidentiality, and data control are important to us.
This Privacy Policy explains what information Savvr handles, how the app works, how data is stored, and how your information is protected.
# 1. About Savvr
Savvr is developed and published by SavvrX.
The app is designed to assist users with:
* Expense tracking
* Income tracking
* Budget management
* Financial analysis and insights
* Personal finance organization
* Transaction categorization
* Financial notes and reminders
* Spending summaries and trends
Savvr is designed primarily as a local-first application, meaning most information remains stored directly on the user’s own device rather than external cloud servers.
# 2. Information Handled by the App
Depending on how you use Savvr, the app may locally store the following information on your device:
## Financial Information
* Expense transactions
* Income transactions
* Transaction names and categories
* Budget values and limits
* Payment methods
* Financial summaries and calculations
* Monthly and yearly analytics
* Spending patterns and insights
## User Preferences
* Theme preferences
* Appearance customization settings
* Accent color selections
* Display name entered by the user
* Custom categories and payment methods
## Notes and Reminders
* Personal finance notes
* Reminder-style content
* User-created note entries associated with transactions or budgeting
## Technical Information
Limited technical information required for normal Android app functionality may be processed by the Android operating system or Google Play infrastructure.
Savvr does not intentionally collect:
* Banking credentials
* Debit or credit card numbers
* Government identification numbers
* Passwords
* Biometric data
* Personal identity documents
# 3. Local Device Storage
Savvr primarily stores information locally on your device using secure local storage technologies.
This means:
* Transactions remain on your device
* Budgets remain on your device
* Notes remain on your device
* Preferences remain on your device
Savvr currently does not require:
* User account creation
* Cloud login
* Online synchronization
* External server accounts
Because data is primarily stored locally, users maintain significant control over their information.
If future versions introduce optional cloud backup or synchronization features, this Privacy Policy may be updated accordingly.
# 4. Data Sharing and Third Parties
Savvr does not sell, rent, trade, or share your personal financial information with advertisers, marketers, or third parties.
Savvr currently does not use:
* Advertising SDKs
* Third-party ad networks
* Behavioural tracking systems
* Financial aggregation platforms
* External marketing services
The app may rely on standard Android and Google Play services necessary for:
* App installation
* Updates
* Compatibility
* Security
* Store distribution
# 5. Internet Access
Savvr may request internet access permissions on Android devices for:
* Google Play related functionality
* Application compatibility
* Security features
* Future optional online functionality
* General app support
At the time of this policy:
* Savvr does not upload transaction history to external servers
* Savvr does not transmit personal financial records externally through the app
* Savvr does not use cloud analytics or advertising systems
* Savvr primarily operates offline using local device storage
# 6. Security Features
Savvr may provide optional security and privacy features including:
* App PIN lock
* Device biometric authentication
* Fingerprint unlocks
* Face unlocks (where supported by device)
Biometric authentication is managed securely by the Android operating system.
Savvr does not directly collect, store, process, or access biometric data such as fingerprints or facial recognition information.
Authentication verification is handled by the device’s secure operating system environment.
# 7. Open Source and Third-Party Libraries
Savvr uses trusted Flutter and Android libraries to support app functionality such as:
* Local data storage
* State management
* Financial charts and visualizations
* Typography and UI rendering
* Device preference storage
These libraries are used strictly for app functionality and user experience improvements.
# 8. Data Security
Savvr takes reasonable technical measures to help protect information stored within the application environment.
However:
* No software system can guarantee absolute security
* Device-level protection also depends on the user’s own phone security practices
* Users are encouraged to use device lock screens and keep devices updated
Where security features are enabled, access to app content may be restricted through device authentication mechanisms.
# 9. Data Retention and Deletion
Because Savvr primarily stores information locally on the user’s device:
* Users control their stored information
* Deleting transactions or notes removes them locally
* Uninstalling the app may remove locally stored data unless separately backed up by the user or device system
Savvr does not currently maintain centralized cloud copies of user financial information.
# 10. Children’s Privacy
Savvr is not intended for children under the age of 13.
We do not knowingly collect personal information from children.
If you believe a child has provided personal information through the app, please contact us so appropriate action can be taken.
# 11. Changes to This Privacy Policy
This Privacy Policy may be updated periodically to reflect:
* App feature updates
* Security improvements
* Platform requirements
* Legal or regulatory changes
Updated versions will include a revised “Last Updated” date.
Continued use of Savvr after updates may constitute acceptance of the revised policy.
# 12. Contact Information
If you have questions, concerns, or requests regarding this Privacy Policy or Savvr, you may contact:
SavvrX
Email: finflow.appl@gmail.com
By using Savvr, you acknowledge and agree to this Privacy Policy.