Privacy Policy

Sanskar Credit Co.Op.Society Ltd., Kurkheda, Gadchiroli

This app is operated by Sanskar Credit Co.Op.Society Ltd., Kurkheda. By using it, you agree to this policy regarding the collection, use, and protection of your data.

Data We Collect

We collect personal details like name, mobile number, email, profile photo, Aadhaar (if required), and location (if allowed), along with technical info like device type, IP address, and usage logs. Financial data like transaction history and loan details may also be stored.

Purpose

Your data helps us:

Register and verify your account
Deliver financial services (loans, deposits, withdrawals)
Send updates, alerts & statements
Improve app performance
Ensure security & regulatory compliance

Security

We protect your data with:

HTTPS encryption
Secure APIs & encrypted storage
OTP-based authentication
Staff access control

Data Retention

We keep data only as long as needed for service or legal reasons. Afterward, it is deleted or anonymized.

Third-Party Services

We may use services like Firebase (notifications), payment gateways, and analytics tools. Using the app implies consent to their privacy terms.

Permissions

The app may request:

Location (for branch info)
Camera (QR/doc scan)
Storage (reports, receipts)
Internet (real-time access)
Notifications (alerts & updates)

Children's Privacy

Users under 13 are not allowed. We do not knowingly collect their data. If found, it is deleted.

Policy Updates

We may revise this policy from time to time. Continued use means you accept the updated terms.

Contact Us

📧 sanskarsocietyho111@gmail.com

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