Redeem your Scotia Reward or SCENE Reward Points online

American Express invites is your friend. This opens up the doors to unforgettable experiences that we believe you will love. This is your chance to be at the table everyone talks about.

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More Rewards Points

You are a Scotiabank More Rewards Visa cardholder) and a member the Overwaitea Food Group's More Rewards program.

You can reward yourself or your loved ones with the More Rewards program. You can redeem for gift cards, groceries, travel, electronics and other items.

You have three options to redeem More Rewards points.

In-store:

  1. For in-store savings, present your More Rewards loyalty cards at any eligible grocery partner location.

  2. To order your reward item, visit the customer service desk of any Urban Fare, Save-On-Foods and Overwaitea Foods locations. Within three weeks, your reward will arrive at your location for pick-up. When your order arrives, you will be notified via telephone.

Benefits of the Scotiabank Rewards Visa

With a few exceptions, the Scotiabank Rewards Visa card gets its name because you earn one Scotia rewards point per $2 that you spend. You can get two reward programs in one cardholder because Scotia Rewards points can be converted for SCENE points. To make this happen, you will need to create a SCENE account. However, it is very easy.

AVIS and Budget members get discounts for car rentals in Canada as well as the U.S.A. However, this is not a Scotiabank Rewards Visa card exclusive, but it is standard on all Scotiabank cards.


Drawbacks of the Scotiabank Rewards Visa

The Scotiabank Rewards Visa card, although geared towards travel and business, still charges foreign currency conversion fees. For anyone who shops online at international merchants, these fees could be annoying.

The interest rate is reasonable, but not exceptional. While there are cards that charge higher interest rates, there are also cards that are lower.

Scotiabank Rewards Visa vs Scotiabank Value Visa cards

There are two distinct options for the Scotiabank Rewards Visa card. People who pay their balance on time and don't worry about interest rates are most likely to benefit from the Scotiabank Rewards Visa card. People who have a regular balance and want to pay the lowest interest rate will be more likely to enjoy the Scotiabank Value Visa card.

Scotiabank Rewards Visa vs Scotiabank Momentum Visa cards

There are two cards: the Scotiabank Rewards Visa card and the Scotiabank Momentum Visa cards are both targeted towards people who are able to are able to pay their balances off regularly.

This Scotiabank Rewards Visa card offers cardholders points that can be exchanged for rewards. Scotiabank Momentum Visa cards Scotiabank Momentum Visa cards all provide cash that cardholders can use as they like.

At first glance, taking cash might appear like a better option. However, there is an added variation. The Momentum cards offer the highest cash-back percentage, in the amount of a certain amount (per the year). After that, all purchases eligible are eligible for the lower rate.

When you use the Scotiabank Rewards Visa, however you can get points at a regular amount, no matter what you spend. This could be the best deal.